Moss vs Pluto
Moss
All your company spend, one powerful platform. Experience #TheMossEffect
473 employees · est. 2019 · Berlin, Germany
Pluto
The AI-Powered Corporate Card & Finance Super App for UAE SMEs⚡️
56 employees · est. 2021 · San Francisco, United States
Moss is the older company (2019 vs 2021); Moss is the larger of the two.
12 signals in the last 90 days
Side-by-Side Comparison
| Metric | Moss | Pluto |
|---|---|---|
| Founded | ||
| Founded | 2019 older | 2021 |
| Headquarters | ||
| Headquarters | Berlin, Germany | San Francisco, United States |
| Employees | ||
| Employees | 473 larger | 56 |
| Industry | ||
| Industry | Financial Services, Fintech, Payments | B2B, Financial Services, Fintech |
| Funding Stage | ||
| Funding Stage | Series C | Seed |
| Total Funding | ||
| Total Funding | $209.00M | $6.00M |
| Funding Rounds | ||
| Funding Rounds | 7 | 2 |
| Services | ||
| Services | Corporate Cards, Reimbursements, Accounts Payable, Procurement, Advanced Accounting | Expense Management, Corporate Cards, Procurement Automation, Invoice Processing, AI-Driven Financial Insights |
| Target Customers | ||
| Target Customers | European Businesses, Finance Teams, Business Leaders, Accounting Firms | SMEs, Large Enterprises, Finance Managers, Professional Services, E-commerce & Retail, Startup & Technology Companies, Group Holdings & Family Offices |
| Taxonomy | ||
| Taxonomy | Spend ManagementCorporate CardsInvoice ManagementReimbursementsReal-time BudgetsSmart Approvals +8 | Spend ManagementFinance Workflow AutomationEnterprise PlatformAccount PayablesExpense ManagementCorporate Cards +8 |
| Website | ||
| Website | getmoss.com | getpluto.com |
About Moss
Moss is a company based in Berlin, Germany, specializing in financial services, fintech, and payments. It offers an all-in-one spend management platform designed for European businesses, finance teams, business leaders, and accounting firms. Founded in 2019, Moss provides services such as corporate...
About Pluto
Pluto is a financial workflow automation and spend management platform designed to meet the needs of businesses with 100-5,000+ employees. The platform offers automated workflows for cards, cash, reimbursements & AP, eliminating the hassle of manual processes. Pluto's all-in-one solution provides ac...
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Compiled from the BounceWatch company index. We last looked at Moss on 31 Oct 2026, and Pluto on 29 Sep 2026. Where a field is blank here, it means we have not recorded it — not that the answer is zero. How we source and date this.