Hokodo vs Two
Hokodo
Europe’s leading digital trade credit platform, empowering B2B merchants to offer instant, flexible trade accounts
24 employees · est. 2018 · London, United Kingdom
Two
B2B payments platform with the highest net term credit limits. Instantly. ✌️
120 employees · est. 2020 · Oslo, Norway
Hokodo is the older company (2018 vs 2020); Two is the larger of the two.
2 signals in the last 90 days
Side-by-Side Comparison
| Metric | Hokodo | Two |
|---|---|---|
| Founded | ||
| Founded | 2018 older | 2020 |
| Headquarters | ||
| Headquarters | London, United Kingdom | Oslo, Norway |
| Employees | ||
| Employees | 24 | 120 larger |
| Industry | ||
| Industry | B2B, E-Commerce, Financial Services | B2B, E-Commerce, Financial Services |
| Funding Stage | ||
| Funding Stage | Acquired | Not tracked yet |
| Total Funding | ||
| Total Funding | $164.42M | $41.79M |
| Funding Rounds | ||
| Funding Rounds | 9 | 4 |
| Services | ||
| Services | Pay Later Solutions, Trade Accounts, Instalment Payments, Payment Channels Integration | Net terms infrastructure, Credit and Fraud Engines, Automated sales workflows, AI credit and fraud decisioning, Merchant portal for order and credit management |
| Target Customers | ||
| Target Customers | B2B Buyers, Merchants, E-commerce Platforms, Corporate Buyers | B2B Sellers, Hardware Manufacturers, Wholesalers, SaaS Providers, Building Material Suppliers, B2B Marketplaces, Banks |
| Taxonomy | ||
| Taxonomy | Digital Trade CreditB2B PaymentsBuy NowPay LaterTrade FinanceCredit Protection +9 | B2B Payments PlatformNet Term CreditAI-powered Fraud PreventionCredit UnderwritingAutomated InvoicingB2B Buy Now Pay Later +9 |
| Website | ||
| Website | hokodo.co | two.inc |
About Hokodo
Hokodo is a company based in London, United Kingdom, specializing in digital trade credit solutions for B2B merchants and marketplaces. They enable the offering of instant, flexible payment terms across Europe. Founded in 2018, Hokodo provides services such as Pay Later solutions, trade accounts, a...
About Two
Two is a rapidly emerging player in the B2B payments landscape, known for its capability to offer the highest net term credit limits instantly. Established in 2020 and headquartered in Norway, Two leverages its advanced AI engines, Frida and Delphi, for robust fraud prevention and efficient credit u...
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Compiled from the BounceWatch company index. We last looked at Hokodo on 4 Nov 2026, and Two on 14 Mar 2026. Where a field is blank here, it means we have not recorded it — not that the answer is zero. How we source and date this.