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EarnIn vs Multikrd

EarnIn logo

EarnIn

Money at the speed of you

551 employees · est. 2012 · Mountain View, United States

VS
Multikrd logo

Multikrd

Financial wellness for everyone

21 employees · est. 2018 · United States

EarnIn is the older company (2012 vs 2018); EarnIn is the larger of the two.

Side-by-Side Comparison

EarnIn Multikrd
Founded
2012 older 2018
Headquarters
Mountain View, United States United States
Employees
551 larger 21
Industry
Financial Services, Fintech, Payments Applications, Financial Services, Human Resources
Funding Stage
Series C Not tracked yet
Total Funding
$190.10M Not tracked yet
Funding Rounds
4 Not tracked yet
Services
Earned Wage Access, Live Pay, Early Pay, Balance Shield, Tip Yourself, Credit Monitoring, EarnIn Payroll Not tracked yet
Target Customers
individual employees, businesses offering employee benefits, individuals seeking financial planning tools, consumers interested in personal finance apps Not tracked yet
Taxonomy
Earned Wage AccessFinancial TechnologyMobile PaymentsOn-Demand PayPayroll SolutionsCredit Monitoring +9 Financial TechnologyFinancial WellnessEmployee BenefitsEarned Wage AccessSavings PlatformCredit Building +7
Website
earnin.com multikrd.com
EarnIn logo

About EarnIn

EarnIn is a disruptive player in the Financial Services and Fintech industries, headquartered in the United States. Established in 2012, the company aims to redefine how money moves, offering services such as early wage access, credit monitoring, and low-balance protection without interest, credit c...

Multikrd logo

About Multikrd

Multikrd is a financial technology startup that offers a unique platform focused on financial wellness for everyone. Founded in 2018, Multikrd integrates early wage access, cashback savings, and customized discounts, while also building cardowner credit. The company's main mission is to improve the...

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Frequently Asked Questions

EarnIn was founded in 2012, based in Mountain View, United States, with 551 employees. EarnIn is a disruptive player in the Financial Services and Fintech industries, headquartered in the United States. Established in 2012, the company aims to redefine how money moves, offering services. Multikrd was founded in 2018, based in United States, with 21 employees. Multikrd is a financial technology startup that offers a unique platform focused on financial wellness for everyone. Founded in 2018, Multikrd integrates early wage access, cashback savings, and custo.
EarnIn has raised $190.10M and Multikrd no disclosed funding. Latest stage: EarnIn Series C.
Both work in Financial Services and Human Resources and list earned wage access, financial technology and financial wellness among their focus areas.

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Compiled from the BounceWatch company index. We last looked at EarnIn on 15 Oct 2025, and Multikrd on 28 Oct 2024. Where a field is blank here, it means we have not recorded it — not that the answer is zero. How we source and date this.

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