Defacto vs PrestaCap (exit to DEPObank)
PrestaCap (exit to DEPObank) is the older company (2021 vs 2015); Defacto is the larger of the two.
Side-by-Side Comparison
| Metric | Defacto | PrestaCap (exit to DEPObank) |
|---|---|---|
| Founded | ||
| Founded | 2021 | 2015 older |
| Headquarters | ||
| Headquarters | Paris, France | Berlin, Germany |
| Employees | ||
| Employees | 87 larger | 9 |
| Industry | ||
| Industry | B2B, Finance, Fintech | Finance, Financial Services, Fintech |
| Funding Stage | ||
| Funding Stage | Not tracked yet | Acquired |
| Total Funding | ||
| Total Funding | $211.00M | $20.00M |
| Funding Rounds | ||
| Funding Rounds | 5 | 3 |
| Services | ||
| Services | Instant Working Capital Access, Flexible Loan Options, Accounts Receivable Financing, Stock Financing, Purchase Order Financing, Supply Chain Financing, Cash Flow Financing, Corporate Credit Card | Automated credit underwriting, Real-time bank transaction analytics, Cashflow scoring, Intelligent document processing, Automated document capture, Transaction enrichment, Predictive risk insights |
| Target Customers | ||
| Target Customers | Small and Medium Enterprises (SMEs), Banks, E-Invoicing Platforms, B2B Marketplaces, Fintech Partners | Banks, Lenders, Financial Institutions, SME Loan Applicants |
| Taxonomy | ||
| Taxonomy | Instant FinancingShort-term FinancingAutomated ScoringCredit InfrastructureAPIInvoice Financing +8 | Tech-as-a-ServiceDigital LendingRisk ScoringMarketplace LendingSmall Business FinancingRetail Investors +5 |
| Website | ||
| Website | getdefacto.com | prestacap.com |
About Defacto
Defacto, founded in 2021, has rapidly established itself in the B2B, Finance, Fintech, Payments, and Embedded Systems industries. This France-based company delivers on its slogan of providing "Instant financing for SMEs" by offering short-term financial solutions with automated scoring and instant c...
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About PrestaCap (exit to DEPObank)
PrestaCap, operating under the trademark of Cara Services GmbH, is a prominent player in the FinTech industry, based in Berlin, Germany. Founded in 2015, the company has carved out a niche in offering Tech-as-a-Service solutions, specializing in Digital Processes, Risk Scoring, and Machine Learning...
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Compiled from the BounceWatch company index. We last looked at Defacto on 10 Jun 2026, and PrestaCap (exit to DEPObank) on 14 May 2026. Where a field is blank here, it means we have not recorded it — not that the answer is zero. How we source and date this.
