Circula vs Plastiq
Circula
For people-centric companies: Circula, the expense platform for everything employees spend – now part of Personio
123 employees · est. 2017 · Berlin, Germany
Plastiq
We help SMBs improve cash flow and save time with online bill pay, payment processing and access to working capital
51 employees · est. 2012 · San Francisco, United States
Plastiq is the older company (2017 vs 2012).
Side-by-Side Comparison
| Metric | Circula | Plastiq |
|---|---|---|
| Founded | ||
| Founded | 2017 | 2012 older |
| Headquarters | ||
| Headquarters | Berlin, Germany | San Francisco, United States |
| Employees | ||
| Employees | 123 | 51 |
| Industry | ||
| Industry | Fintech | E-Commerce, Financial Services, Fintech |
| Funding Stage | ||
| Funding Stage | Series A | Acquired |
| Total Funding | ||
| Total Funding | $32.30M | $504.30M |
| Funding Rounds | ||
| Funding Rounds | 4 | 13 |
| Services | ||
| Services | AI-powered expense management, Travel expense automation, Corporate credit card solutions, Invoice processing, Employee benefits management | Credit Card Payment Solutions, Vendor Payment Processing, Payment API Integrations, International Payment Transfers, Cash Flow Management Tools |
| Target Customers | ||
| Target Customers | Finance teams, Middle-sized businesses, Corporate enterprises, HR departments, Accounting firms | Ecommerce Businesses, Construction Companies, Freight & Logistics, Manufacturers, Schools and Educational Institutions, Membership Clubs, Wholesale Distributors, Accountants, A/R & A/P Platforms |
| Taxonomy | ||
| Taxonomy | Expense ManagementEmployee PaymentsTravel ExpensesCredit Card ProcessingEmployee BenefitsFinance Automation +8 | Cash Flow ManagementWorking CapitalPayment ProcessingOnline Bill PayAccounts Payable AutomationAccounts Receivable Automation +8 |
| Website | ||
| Website | circula.com | plastiq.com |
About Circula
Circula is an expense platform focused on handling employee payments, including travel expenses, credit cards, and employee benefits. The company is based in Berlin, Germany, and serves small and medium-sized European businesses. Founded in 2017, Circula offers AI-powered expense management, travel...
About Plastiq
Plastiq, established in 2012, positions itself as a transformative force for Small and Medium-sized Businesses (SMBs) seeking to enhance cash flow, streamline billing, and gain quick access to working capital. Operating at the intersection of E-Commerce, Financial Services, Fintech, and Payments, Pl...
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Compiled from the BounceWatch company index. We last looked at Circula on 1 Oct 2026, and Plastiq on 31 Mar 2026. Where a field is blank here, it means we have not recorded it — not that the answer is zero. How we source and date this.
