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Chip – your wealth app vs Raisin

Chip – your wealth app logo

Chip – your wealth app

Get Chip – because finance is personal

251 employees · est. 2017 · London, United Kingdom

VS
Raisin logo

Raisin

Grow your savings

791 employees · est. 2012 · Berlin, Germany

Raisin is the older company (2017 vs 2012); Raisin is the larger of the two.

Side-by-Side Comparison

Chip – your wealth app Raisin
Founded
2017 2012 older
Headquarters
London, United Kingdom Berlin, Germany
Employees
251 791 larger
Industry
Finance, Financial Services, Fintech Finance, Financial Services, Fintech
Funding Stage
Equity Crowdfunding Not tracked yet
Total Funding
$50.41M $273.26M
Funding Rounds
11 17
Services
savings accounts, investment options, financial calculators, prize draws investment opportunities, market insights, savings accounts, private equity offerings, deposit options
Target Customers
individual savers, first-time investors, tech-savvy users, young professionals, people looking for tax-free investment options individual investors, savers, private equity investors, international clients
Taxonomy
Personal FinanceSavings TechnologyInvestment PlatformOpen BankingFinancial AppCash Deposits +5 FinTechSavings PlatformInvestment ProductsOpen BankingDeposit MarketplaceInterest Rates +8
Website
getchip.uk raisin.com
Chip – your wealth app logo

About Chip – your wealth app

Chip – your wealth app, founded in 2017, stands as a significant player in the Fintech landscape. Operating out of the United Kingdom, this company combines the elements of Finance, Financial Services, Mobile, and Banking to provide users with a unified platform for managing, building, and growing l...

Raisin logo

About Raisin

Raisin is a Berlin-based FinTech platform that connects consumers with banks across the EU, the UK, and the US, providing access to savings and investment products. The company caters to individual investors, savers, private equity investors, and international clients. Founded in 2012, Raisin offe...

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Frequently Asked Questions

Chip – your wealth app was founded in 2017, based in London, United Kingdom, with 251 employees. Chip – your wealth app, founded in 2017, stands as a significant player in the Fintech landscape. Operating out of the United Kingdom, this company combines the elements of Finance, Financial Services. Raisin was founded in 2012, based in Berlin, Germany, with 791 employees. Raisin is a Berlin-based FinTech platform that connects consumers with banks across the EU, the UK, and the US, providing access to savings and investment products. The company caters to individual in.
Chip – your wealth app has raised $50.41M and Raisin $273.26M. Latest stage: Chip – your wealth app Equity Crowdfunding.
Both work in Finance, Financial Services and Fintech and list open banking among their focus areas.

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Compiled from the BounceWatch company index. We last looked at Chip – your wealth app on 16 Mar 2026, and Raisin on 27 Oct 2026. Where a field is blank here, it means we have not recorded it — not that the answer is zero. How we source and date this.

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