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Avant vs Harmoney

Avant logo

Avant

Moving financial lives forward

946 employees · est. 2012 · Chicago, United States

VS
Harmoney logo

Harmoney

ASX / HMY. Personal loans to start almost anything. #Harmoney #startnow #startfresh #HMY

163 employees · est. 2013 · Auckland, New Zealand

Avant is the older company (2012 vs 2013); Avant is the larger of the two.

Side-by-Side Comparison

Avant Harmoney
Founded
2012 older 2013
Headquarters
Chicago, United States Auckland, New Zealand
Employees
946 larger 163
Industry
Finance, Financial Services, Fintech Finance, Financial Services, Fintech
Funding Stage
Not tracked yet Private Equity
Total Funding
$1.75B $492.07M
Funding Rounds
11 9
Services
Credit card issuance and management, Personal loan offerings, Financial management tools, Customer support services Unsecured personal loans, Debt consolidation services, Home improvement loans, Wedding finance, Car loans, Holiday loans, Medical expenses funding, Business cashflow loans
Target Customers
Individuals seeking credit cards, Consumers in need of personal loans, People requiring debt consolidation, Customers looking for financial education tools Individuals seeking personal loans, People looking to consolidate debts, Homeowners planning renovations, Couples planning weddings, Car buyers, Holiday travelers, Patients in need of medical loans, Education seekers, Small business owners
Taxonomy
Financial TechnologyData-Driven PlatformCredit SolutionsPersonal LoansCredit Card ServicesMiddle-Income Consumers +7 Consumer-direct LendingOnline Lending PlatformPersonal LoansData-driven LendingResponsible LendingDebt Consolidation +8
Website
avant.com harmoney.com.au
Avant logo

About Avant

Avant, founded in 2012, is a dynamic player in the Finance and Fintech sectors, headquartered in the United States. The company's mission to "Move financial lives forward" is reflected in its innovative approach to connecting middle-income American consumers with tailored financial solutions. Since...

Harmoney logo

About Harmoney

Harmoney (ASX:HMY) stands as Australasia’s leading 100% consumer-direct online lender, delivering financial solutions since its inception in 2013. Based in New Zealand, the company has successfully empowered over 70,000 individuals across Australia and New Zealand to achieve their financial goals, p...

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Frequently Asked Questions

Avant was founded in 2012, based in Chicago, United States, with 946 employees. Avant, founded in 2012, is a dynamic player in the Finance and Fintech sectors, headquartered in the United States. The company's mission to "Move financial lives forward" is reflected in its innovati. Harmoney was founded in 2013, based in Auckland, New Zealand, with 163 employees. Harmoney (ASX:HMY) stands as Australasia’s leading 100% consumer-direct online lender, delivering financial solutions since its inception in 2013. Based in New Zealand, the company has successfully em.
Avant has raised $1.75B and Harmoney $492.07M. Latest stage: Harmoney Private Equity.
Both work in Finance, Financial Services and Fintech and list personal loans, debt consolidation and consumer finance among their focus areas.

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Compiled from the BounceWatch company index. We last looked at Avant on 13 Mar 2026, and Harmoney on 24 May 2026. Where a field is blank here, it means we have not recorded it — not that the answer is zero. How we source and date this.

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