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AperiData vs Atto

AperiData logo

AperiData

The Real Time Credit Reference Agency

9 employees · est. 2020 · Chester, United Kingdom

VS
Atto logo

Atto

From the past to the future, with Atto

35 employees · est. 2010 · Edinburgh, United Kingdom

Atto is the older company (2020 vs 2010); Atto is the larger of the two.

Side-by-Side Comparison

AperiData Atto
Founded
2020 2010 older
Headquarters
Chester, United Kingdom Edinburgh, United Kingdom
Employees
9 35 larger
Industry
Financial Services, Fintech, Information Technology Analytics, Finance, Financial Services
Funding Stage
Corporate Round Series A
Total Funding
$1.25M $20.38M
Funding Rounds
2 19
Services
Open Connect, Categorise, Affordability, Credit Console®, SaferBet™, Data Analytics, Credit Decisioning, Account Management, Collections & Recoveries, Debt Advice Real-time insights and predictive models, Open banking data integration, Financial verification, Risk decisioning solutions, Affordability and income analysis
Target Customers
Financial Institutions, Credit Agencies, Lending Companies, Debt Advisors, Banking Sector Lenders, Credit hire organisations, Financial institutions, SMEs, Automotive financing companies
Taxonomy
Credit Reference AgencyOpen BankingFinancial InclusionCredit ScoringLending ProcessesReal-Time Risk Insights +7 Real-time Transaction DataPredictive ModelsCredit Risk AssessmentFinancial InsightsCredit ScoringPortfolio Management +8
Website
aperidata.com atto.co
AperiData logo

About AperiData

AperiData, established in 2020 and headquartered in the United Kingdom, is carving a niche with its innovative approach as "The Real Time Credit Reference Agency". Leveraging the dynamics of Open Banking, this fintech startup is committed to advancing financial accessibility through a disruptive cre...

Atto logo

About Atto

Atto, with the slogan "From the past to the future, with Atto," is a promising player in the fintech and analytics sectors. Founded in 2010 and headquartered in the United Kingdom, this company offers a cutting-edge solution that leverages real-time transaction data to provide instant insights into...

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Frequently Asked Questions

AperiData was founded in 2020, based in Chester, United Kingdom, with 9 employees. AperiData, established in 2020 and headquartered in the United Kingdom, is carving a niche with its innovative approach as "The Real Time Credit Reference Agency". Leveraging the dynamics of Open Bank. Atto was founded in 2010, based in Edinburgh, United Kingdom, with 35 employees. Atto, with the slogan "From the past to the future, with Atto," is a promising player in the fintech and analytics sectors. Founded in 2010 and headquartered in the United Kingdom, this company offers.
AperiData has raised $1.25M and Atto $20.38M. Latest stage: AperiData Corporate Round, Atto Series A.
Both work in Financial Services and Fintech and list credit scoring among their focus areas.

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Compiled from the BounceWatch company index. We last looked at AperiData on 3 Jul 2025, and Atto on 16 Dec 2025. Where a field is blank here, it means we have not recorded it — not that the answer is zero. How we source and date this.

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