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Form3 logo — Form3 is building the Financial Fabric behind modern money m...

Form3

Form3 is building the Financial Fabric behind modern money movement.

Founded 2016 United Kingdom London, United Kingdom 249 employees Series C Total: $300.30M Financial Services, Fintech +2

General Information

Company Name Form3
Founded Year 2016
Location United Kingdom London, United Kingdom
Employees 249
Industries Financial Services, Fintech, Payments +1
Funding Stage Series C
Business Model B2B, SaaS, API
Revenue Model Service Fee, Usage Based, Subscription
Hiring 2 roles posted in the month to 26 Oct 2026

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Recorded by Bounce Watch from public sources. Every entry below carries the date we observed it, and when we have not looked recently the page says so rather than leaving silence to imply nothing happened.

Event Participation Oct 22, 2026

Form3 participated in Money20/20 USA in Las Vegas.

Actively Hiring Oct 21, 2026

Hiring for 2 positions in the last 30 days.

Homepage Update

Significant changes detected on company website (92.3% content change).

Program Acceptance Oct 14, 2026

Form3 has joined the United Nations Global Compact, marking an important step in their ongoing sustainability journey and commitment to operating responsibly.

AI Insight

Bounce Watch AI
2 weeks ago

Form3 is actively engaged in strategic positioning and market expansion, demonstrated by their participation in Money20/20 USA, which aligns with their stated North American operations. Their recent acceptance into the United Nations Global Compact signifies a strategic commitment to corporate responsibility, while a substantial website update suggests potential shifts in product messaging or overall strategic direction.

Signal Types
Recognition Event Participation Product Update Hiring
Strategic Labels
Market Presence Corporate Responsibility Strategic Messaging
Next Move: Product Development
·
Impact: 7/10
·
Ideal For: Fintech Infrastructure Investors — Series C+

About Form3

Form3, founded in 2016 and headquartered in the United Kingdom, is emerging as a pivotal player in the Financial Services and Fintech sectors. With the slogan, "We design, build and run the technology that powers the future of payments," Form3 develops a fully managed, cloud-native payment technology platform offered as-a-service for financial institutions.

The company is revolutionizing traditional banking infrastructure, presenting a model that eschews heavy localized customization for an agile, API-first approach. This enables financial institutions to manage high volumes of payments efficiently, with reduced operational costs, and the flexibility to dynamically scale without the typical infrastructure burdens.

Form3 boasts collaborations with both traditional and digital banks such as Lloyds Banking Group, Ebury, and N26. Its recent debt financing investment, dated 01 October 2025, includes backing from Nationwide, highlighting investor confidence in its platform's potential and market positioning.

Business keywords: Payment Technology, Cloud Native Platform, Payments Infrastructure as a Service, API-First Platform, Cloud-Based Payment Processing, Financial Institution Services, Real-Time Payments, Payment Schemes Access, Managed Payment Services, Digital Transformation, Embedded Financial Services, Fintech Partnerships, Banking Infrastructure, Payments as a Service, API's

Services & Products

Form3 Enterprise Edition
Payment Scheme Simulators
Form3 Trust Fabric
Single API Integration

Target Customers

Financial Institutions Banks Payment Providers European Small Businesses

Funding Rounds & Investors (10)

View All
Funding Stage Amount Investors Lead Investors Date
Debt Financing Undisclosed 1
Nationwide
01 Oct 2025
Series C $60.00M 7
83North, Barclays +5
01 Sep 2024
Late VC Undisclosed 1
Visa
01 Sep 2023
Debt Financing $23.00M 1
Goldman Sachs
01 Nov 2022
Support Program $160.00M 7
83North, Barclays +5
01 Sep 2021
Round Undisclosed -
01 Dec 2020
Series C $33.00M 4
83North, Molten Ventures +2
01 Aug 2020
Grant $6.30M 1
Banking Competition Remedies
01 Jun 2019
Series B $13.00M 3
Barclays, Molten Ventures +1
01 Nov 2018
Series A $5.00M 2
Barclays, ACF Investors
01 Jul 2017

Form3 Alternatives & Competitors

View All Alternatives
Form3 vs
Yapily
Yapily United Kingdom

Programmable payments and financial insights built on open banking

Series B
146 employees
Fintech, Banking
Form3 vs

Shaping the future of payments.

Venture round
69 employees
Financial Services, Fintech
Form3 vs
Paymentology
Paymentology United Kingdom

Unstoppable Starts Here

Series A
412 employees
Fintech, Payments

FAQ About Form3

Form3 is building the Financial Fabric behind modern money movement.
Form3 was founded in 2016.
Form3 is headquartered in London, United Kingdom.
Form3 operates in Financial Services, Fintech, Payments and Banking. Its work centres on Payment Technology, Cloud Native Platform, Payments Infrastructure as a Service and API-First Platform. Its customers include Financial Institutions, Banks and Payment Providers.
Form3 has a B2B, SaaS and API business model. Its revenue comes from Service Fee, Usage Based and Subscription.
Form3 has approximately 249 employees.
Form3 has completed 10 funding rounds, raising a total of $300.30M. The latest funding stage is Series C.
Form3 offers: Form3 Enterprise Edition, Payment Scheme Simulators, Form3 Trust Fabric, Single API Integration.
Top alternatives and competitors to Form3 include Yapily, Payconiq International, Paymentology, Mambu Payments (formerly Numeral), Galileo Financial Technologies. These companies operate in related industries and serve comparable markets. You can compare them side by side on Bounce Watch.
Form3 and Yapily are both companies in similar industries. Compare their funding, team size, growth signals, and market position on Bounce Watch to see which one fits your needs.

Source: BounceWatch company record for Form3, https://www.bouncewatch.com/company/form3, updated 26 October 2026. When citing, please name BounceWatch and link this page.

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