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Current logo — Current is a leading consumer fintech platform transforming...

Current

Current is a leading consumer fintech platform transforming financial access for everyday Americans.

Founded 2015 United States New York, United States 519 employees Series E Total: $472.60M Fintech, Payments +1

General Information

Company Name Current
Founded Year 2015
Location United States New York, United States
Employees 519
Industries Fintech, Payments, Banking
Funding Stage Series E
Business Model B2C, Freemium, Embedded Finance
Revenue Model Freemium, Subscription, Usage Based
Hiring 11 roles posted in the month to 30 Oct 2026
Social

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Recorded by Bounce Watch from public sources. Every entry below carries the date we observed it, and when we have not looked recently the page says so rather than leaving silence to imply nothing happened.

Actively Hiring Oct 29, 2026

Hiring for 9 positions in the last 30 days.

Growth Metrics Oct 26, 2026

Current achieved GAAP profitability and 50 percent YOY growth.

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AI Insight

Bounce Watch AI
1 week ago

Current has demonstrated significant positive momentum, achieving GAAP profitability and 50% year-over-year growth, signaling strong financial health and market traction. This impressive performance, coupled with active hiring for 11 positions, suggests a strategic focus on scaling operations and expanding its market reach following a period of substantial growth and reaching profitability. The company appears to be moving towards sustained, profitable expansion.

Signal Types
Traction Financial Performance Hiring
Strategic Labels
Profitability Achievement Market Expansion Sustainable Growth
Next Move: Expansion
·
Impact: 9/10
·
Ideal For: Fintech VCs — Series E, Growth Equity Investors

About Current

Current is a consumer fintech company based in New York, United States, offering financial solutions primarily for personal banking users and individuals seeking credit improvement or interested in cryptocurrency.

Founded in 2015, Current provides a range of services including a banking app for paychecks, paycheck advances, fee-free overdraft, faster direct deposits, high-yield savings accounts, credit score improvement, and cryptocurrency trading. The company operates on a B2C business model, utilizing a freemium approach with embedded finance elements, and generates revenue through freemium, subscription, and usage-based models.

Business keywords: Consumer Fintech, Financial Access, Banking Platform, Integrated Solutions, Financial Goals, Investment Backed, Mobile App, Digital Banking, Payment Solutions, Deposits, Tech-Driven Finance, Andreessen Horowitz, Tiger Global Management, QED Investors

Services & Products

Banking app for paychecks
Paycheck advance
Fee-free overdraft
Faster direct deposit
High-yield savings accounts
Credit score improvement
Cryptocurrency trading

Target Customers

Personal banking users Individuals seeking credit improvement Users interested in cryptocurrency Teenagers Individuals requiring paycheck advances Individuals seeking emergency overdraft protection

Funding Rounds & Investors (9)

View All
Funding Stage Amount Investors Lead Investors Date
Series E $80.00M 10
QED Investors Sapphire Ventures Andreessen Horowitz/ a16z
QED Investors, Sapphire Ventures +8
01 Jun 2026
Series D $220.00M 8
Expa Sapphire Ventures Andreessen Horowitz/ a16z
Expa, Sapphire Ventures +6
01 Apr 2021
Series C $131.00M 6
QED Investors Sapphire Ventures Foundation Capital
QED Investors, Sapphire Ventures +4
01 Nov 2020
Round Undisclosed -
01 Jun 2020
Series B $32.00M 4
Galaxy Digital Foundation Capital Wellington Management
Galaxy Digital, Foundation Capital +2
01 Oct 2019
Series A Undisclosed -
01 Feb 2019
Series A $1.00M 1
Fifth Third
01 Feb 2018
Series A $5.00M 2
QED Investors Cota Capital
QED Investors, Cota Capital
01 Oct 2017
Seed $3.60M 4
Expa Future Perfect Ventures
Expa, Future Perfect Ventures +2
01 Mar 2017

Current Alternatives & Competitors

View All Alternatives
Current vs
Fintonic
Fintonic Spain

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104 employees
Big Data, Finance
Current vs
Varo Bank
Varo Bank United States

We're on a mission to bring financial inclusion and opportunity to all.

Series G
402 employees
Financial Services, Fintech
Current vs
Chime
Chime United States

We unite everyday people to unlock their financial progress.

IPO
2510 employees
Financial Services, Fintech
Also compare with: Current vs Yapily Yapily View all alternatives

FAQ About Current

Current is a leading consumer fintech platform transforming financial access for everyday Americans.
Current was founded in 2015.
Current is headquartered in New York, United States.
Current operates in Fintech, Payments and Banking. Its work centres on Consumer Fintech, Financial Access, Banking Platform and Integrated Solutions. Its customers include Personal banking users, Individuals seeking credit improvement and Users interested in cryptocurrency.
Current has a B2C, Freemium and Embedded Finance business model. Its revenue comes from Freemium, Subscription and Usage Based.
Current has approximately 519 employees.
Current has completed 9 funding rounds, raising a total of $472.60M. The latest funding stage is Series E.
Current offers: Banking app for paychecks, Paycheck advance, Fee-free overdraft, Faster direct deposit, High-yield savings accounts, Credit score improvement, Cryptocurrency trading.
Top alternatives and competitors to Current include Fintonic, Varo Bank, Chime, Perpay Inc., Remitly. These companies operate in related industries and serve comparable markets. You can compare them side by side on Bounce Watch.
Current and Fintonic are both companies in similar industries. Compare their funding, team size, growth signals, and market position on Bounce Watch to see which one fits your needs.

Source: BounceWatch company record for Current, https://www.bouncewatch.com/company/current-2, updated 30 October 2026. When citing, please name BounceWatch and link this page.

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