Vivid Money is a fintech startup based in Germany, founded in 2020. The company's mission is to reimagine how individuals and businesses manage money by offering an all-in-one app that provides various financial services. This includes the ability to invest in global stocks, ETFs, and over 150 cryptocurrencies, as well as earning cashback on everyday purchases. Additionally, users can access personalized insights tailored to their lifestyle to optimize their finances.
For businesses, Vivid Business offers a suite of tools aimed at streamlining operations, such as multi-IBAN accounts, high-interest rates, business cashback, team cards, and seamless accounting integrations. Since its launch, Vivid has rapidly expanded across Europe, earning the trust of over 500,000 customers. The startup has seen substantial success, raising over €200 million from top investors and attaining a valuation of €775 million. Its last investment round, a $205.00M Series Unknown investment, occurred on 13 March 2025 and involved notable investors such as Greenoaks Capital, Ribbit Capital, and SoftBank Vision Fund 2. Vivid Money aspires to provide a simpler, smarter way for individuals and businesses to grow their wealth while offering modern financial solutions.