Thomas Ho Company Ltd

Thomas Ho Company Ltd (THC) is a pioneering financial engineering company and ALM solutions provider with a focus on meeting the expanding regulatory demands faced by banks and credit unions. Founded in 1987 by Dr. Thomas Ho, THC has been at the forefront of revolutionizing the financial services industry through innovative solutions.

THC's expertise lies in developing advanced financial modeling software, including the introduction of the arbitrage-free interest rate model in 1986, pioneering "Key Rate Durations" in 1992, and creating the first coupled prepayment default model for residential mortgages in 2007. Notably, the company has received recognition from leading regulatory authorities such as the Federal Housing Finance Agency (FHFA) and the Office of Thrift Supervision (OTS) for its computational infrastructure and risk management reports.

With a slogan of "Fintech, Analytics, Network," THC is committed to making its ALM solutions accessible and feasible at all levels of an organization, particularly at the board level. Operating within the finance and financial services industries, THC continues to evolve and meet the dynamic needs of the sector.

While specific details regarding the last investment and investors are not available, THC's established reputation, long-standing presence, and ongoing contributions to the financial industry position it as a notable player in the United States and beyond.