The Open Insurance Think Tank (OPIN)

The Open Insurance Think Tank (OPIN) is a community-led project founded in 2018 with the aim of revolutionizing interactions between personal customers and financial services. Emphasizing open source, open data, and open APIs, OPIN drives innovation in the InsurTech sector, facilitating seamless integrations with insurer APIs. The initiative promotes the concept of free and open APIs in insurance and is charting the path for the creation of a detailed framework for how an Open API Standard could be designed and delivered. Recognizing the value of data to consumers and companies, OPIN strives to provide the InsurTech community, developers, and third parties the capacity to securely integrate their applications with insurer data through open APIs. This approach enables insurers to experiment, collaborate, and leverage innovative solutions and business models. OPIN's overarching emphasis is on the development of increasingly sophisticated utilities that provide customers with a transformative experience through cheaper and highly accessible products, ultimately driving transformational change in the industry. Based in the United Kingdom, OPIN is poised to play a pivotal role in shaping the future of insurance through its commitment to openness and innovation. #OpenInsurance