We are a Non-QM lender for residential and commercial properties. Our loan products are designed for investors seeking a simple financing solution for purchase, refinance, Fix & Flip and all Commercial properties with the flexibility to remain in the loan for up to 30 years. Designed for investors with derogatory credit issues and high equity seeking quick and easy credit qualification. Some of our helpful guidelines: • Purpose Purchase, Rate-Term Refinance, Cash-Out Refinance. • Loan Amounts $75K - $5MM | 1 -unit max loan amount = $1.5MM | 2-4-unit max = $2MM. • Minimum loan amount for Multi-Family, Mixed-Use and Commercial is $100K. • Term / Amortization 30-year term / 30-year fully amortized loan. • Credit Score 650 minimum (mid FICO). • Experience First time buyers are ineligible for investment 1-unit properties. • Bankruptcy/NOD Discharge 1 day. • Mortgage Lates OK. • Title Seasoning 1 day. • No Income Verification - Simple documentation. • Appraisal Process and Fee • Impounds Required for property taxes and insurance. • Foreign Investors OK. • Fix & Flip Rates as low as 9.99% • 1 to 10 Year Interest Only Loan Terms and more!
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