Pioneer State Mutual Insurance Company is a property and casualty insurance carrier that has been insuring Michigan since 1908. Operating with the slogan "Insuring Michigan since 1908," the company is dedicated to serving policyholders with compassion, integrity, and excellence to create peace of mind, one decision at a time. Specializing in coverages for individuals and businesses, Pioneer State Mutual markets its products through the Independent Insurance Agency model and currently only writes policies in the state of Michigan. With a primary focus on providing best-in-class service for agents and policyholders, the company maintains a satisfied, highly motivated workforce and a sound financial base. Offering a wide array of insurance options including Auto, Home, Farm, Mobile Home, Renters, and Commercial policies, Pioneer State Mutual ensures that each policy is expertly tailored to specific needs. Despite the narrow geographic focus, the company has built a strong reputation for reliability and customer satisfaction within the state of Michigan since its inception.