Oze

Oze is a fintech startup in Ghana founded in 2018. The company's mission is encapsulated in its slogan, "Building 100 million profitable businesses. #DoBusinessBetter." Oze aims to empower small business owners in Africa by providing them with the tools to make data-driven decisions to enhance their performance, expand their networks, and secure access to capital.

Oze's innovative platform consists of two primary components. Firstly, there is a mobile app tailored for small business owners. This app not only aggregates transaction data but also analyzes it to deliver context-specific recommendations and reports, enabling business owners to make informed decisions. On the other hand, Oze offers a portal designed for financial institutions. This portal integrates the app's crowdsourced data with alternative sources to assess a credit risk score for each Oze user. Through this portal, banks can efficiently source and support a loan portfolio for small businesses.

The most recent funding round for Oze was a Non Equity Assistance investment on February 14, 2024, with Visa Accelerator as the investing entity. This investment underscores the perceived potential and value of Oze's approach to financial empowerment for small businesses in Africa.