Ogden Mortgage Loans is a Mortgage Brokerage that specializes in Mortgage Loans. We do all types of mortgage loans (purchase, refinance, cash-out refiance), Convnetional, Jumbo Loans, FHA, VA, USDA, Reverse Mortgages. Where Ogden Mortgage Loans lends in all areas of Utah. Speed We get loans done fast. Our average loan gets done in 18 to 22 days (2 ½ to 3 weeks) from start to finish. Some loans get completed in 12 to 14 days. We work fast and our underwriting lenders underwriting departments move quick! Some take longer pending on items out of our control (i.e. – Appraisals, Low Cost Loans We Do Not Charge Borrowers the following fee’s: * No origination Fee * No Underwriting Fee * No Processing Fee We get paid from the mortgage banks for brokering (originating) the loan. Think of it like the “Commissary” or “Costco”. That’s what we do as a brokerage for Mortgage Loans. As a broker, we get better terms than “Retail Banks & credit unions”. We get better terms on the fee’s and pricing than other mortgage companies. With having low over-head, we pass the savings on to each of our clients. We have relationships that we work with the top mortgage banks in the country that offer the top tiered pricing to mortgage brokerage companies. These items gives us a competitive advantage over other mortgage lenders.
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