Lemonero

Lemonero is a Financial Services startup based in the Czech Republic founded in 2019. The company offers an award-winning AI-driven embedded finance solution suitable for banks, PSPs, and marketplaces. Their modular embedded finance platform empowers banks to provide seamless credit experiences to SME customers through digitalized and simplified onboarding. Additionally, their white-label lending solution enables PSPs and online marketplaces to extend revenue-based financing options to underfinanced SMB merchants, thereby driving financial inclusion and business growth.

The Lemonero Embedded Finance for PSPs, marketplaces, and eCommerce platforms is a white-label full-service lending solution that seamlessly integrates with omnichannel payment platforms, marketplaces, and eCommerce platforms. This integration allows them to provide instant working and growth capital to their SME merchants, ultimately driving higher profitability through improved merchant performance and generating new, recurring revenue streams.

For Banks, Lemonero offers a modular Lending as a Service technology platform tailored to orchestrate, digitalize, and automate SME lending processes. The platform also enhances risk assessments with AI-driven behavioral scoring and new data inputs, enabling automated real-time decision making. Lemonero aims to drive profitability of SME financing through streamlined processes, simplified and automated onboarding, and expedited decision-making powered by an AI behavioral risk scoring model.

Lemonero also offers AI-financial analytics that provide merchants with useful tips, triggers, and predictions to improve their performance and financial health. The company is the trusted embedded finance partner for esteemed companies like Societe Generale, Worldline, Komercni Banka, Gopay, Comgate, Alza, etc. It has secured a Seed Round investment on 03 July 2023, with Société Générale participating as the investor. Lemonero has also been honored three times with the prestigious “The Best Digital Lending Solution for SMBs” award.

Overall, Lemonero's innovative embedded finance solutions and its successful track record make it a promising investment opportunity in the ever-evolving financial technology landscape.