KarmaLifeAI

KarmaLifeAI is revolutionizing the Indian gig and blue-collar economy with its Earned Wage Access (EWA) and earning-linked credit platform. Recognizing the increasing significance of the gig economy in India, the company aims to empower the workforce by providing sustainable livelihood opportunities. With a focus on leveraging data points to understand and underwrite gig workers based on their current behavior, KarmaLifeAI provides Earned Wage Access (EWA), offering a portion of earnings before payday. Moreover, the company offers small-ticket, short-term credit products to alleviate financial stress and unforeseen emergencies for gig workers. Established in 2020, the company operates in the Finance, Financial Services, and Fintech sectors, with its headquarters in India. They received a non-equity assistance investment from Google for Startups on 04 July 2023, demonstrating the recognition and support from major industry players.

With a visionary approach and a focus on addressing the unique financial challenges of gig workers, KarmaLifeAI is well-positioned to make a lasting impact on the gig economy in India.