Jocata

Jocata, a subsidiary of BillDesk, is a leading player in India's digital transformation space. Founded in 2010, it has been instrumental in enabling over 50 large financial institutions in India, ASEAN, and the Middle East to embrace cutting-edge technology and stay ahead in the rapidly evolving financial landscape. The company's focus on modernizing legacy banking systems and its expertise in digital lending, credit automation, and intelligent monitoring positions it as a key player in the Financial Services and Banking industries. Jocata's core offerings include a highly configurable, purpose-built, low-code platform for enterprise lending programs, operating on a SaaS model to facilitate Embedded Finance for FinTechs, Neobanks, and Marketplaces. Furthermore, the company stands out with its proprietary AI/ML scoring models, specifically tailored for assessing MSME and Retail borrowers. This not only empowers financial institutions with advanced analytics for improved underwriting decisions but also provides a robust framework for effective credit policies. With the ever-increasing complexity of financial crimes and evolving regulatory demands, Jocata provides an integrated FCC solution suite, covering Customer Due Diligence, KYC Management, Negative Screening, AML Transaction Monitoring, and Fraud Detection. Additionally, the launch of India's first MSME Economic Activity Index, Jocata Sumpoorn, in collaboration with SIDBI, has further solidified the company's commitment to empowering the growth and credit flow strategies for Indian MSMEs. In conclusion, Jocata's innovative solutions, strong industry partnerships, and deep-rooted understanding of the financial services sector position it as a noteworthy player in the ecosystem, catering to the demands of the FinTech Ecosystem of the Future. Visit: www.sumpoorn.in