Hortica

Hortica is a dedicated insurance provider within the horticultural and floral industries, with a history dating back to 1887. It offers customized insurance solutions and risk management for businesses in this niche, including garden centers, greenhouse growers, nurseries, sod farms, florists, and landscapers. The company also collaborates closely with supply manufacturers and contractors to ensure superior service during claims and repairs. One of its key strengths lies in its ability to offer tailored coverages, such as commercial property, workers’ compensation, commercial auto, and cyber liability insurances, to help protect businesses and prevent losses. Moreover, Hortica provides specialized risk management, loss control, and safety programs through its Loss Control and Safety Services team, which includes on-site consultations, thermographic inspections, targeted safety presentations, webinars, annual claims analysis, and training materials. Part of the Sentry Insurance Group, which holds an A+ (superior) rating from AM Best, Hortica benefits from being associated with one of the most financially secure mutual insurance groups in the United States. Its affiliation with Florists’ Mutual Insurance Company and Florists’ Insurance Service, Inc., along with its affiliates, further underscores its strong industry positioning. This stability and expertise make Hortica an attractive option for businesses seeking comprehensive insurance solutions within the horticultural and floral sectors.