FHM Insurance Company

FHM Insurance Company has been a key player in the workers’ compensation industry since its inception in 1954. Originally known as the Florida Hotel-Motel Self Insurer’s Fund, the company transitioned to a mutual insurer in 1996, rebranding as FHM Insurance Company. Over the years, FHM has expanded its reach, offering coverage in multiple states including Alabama, Georgia, Kentucky, North Carolina, South Carolina, and Virginia, and serving a diverse range of industries. FHM is distinguished by its robust underwriting practices, proactive risk management services, and efficient claims handling, fostering a high rate of customer retention. In 2020, the company was acquired by LUBA Casualty Insurance Company, ushering in a new era for the company. This partnership with LUBA, a company with deep experience in the workers’ comp industry, promises increased coverage options and reinforces their commitment to competitive pricing and exceptional service. With a solid foundation and a history of dependability, FHM Insurance Company continues to be a steadfast presence in the insurance market.