Federal Holdings Financial Services

Federal Holdings Financial Services is a financial services startup founded in 2020 in the United States. The company's mission is to serve the public servants by offering a Payroll Assurance Plan™, ensuring that federal workers never miss a paycheck due to a government shutdown. With the recent history of government shutdowns, which have put over 3.5 million federal workers at risk of missing paychecks, Federal Holdings aims to address this issue. The company's Payroll Assurance Plan™ is designed to offer payroll replacement protection with a monthly subscription fee of just $2.99, making it accessible to all workers without the need for credit checks. In the event of a government shutdown, loan funds equivalent to approximately 99.7% of normal pay are automatically deposited into Plan Member accounts within one business day after each missed pay date. Federal Holdings finances these loans as needed, leveraging the Government Employee Fair Treatment Act of 2019, which mandates the timely distribution of backpay once a shutdown ends. Federal Holdings' value proposition revolves around collecting monthly subscription fees to provide financial protection to its Members and generating additional earnings when called upon to provide that protection. The company believes in a robust, recurring revenue model that will create significant value for itself and its investors. Overall, Federal Holdings Financial Services presents a unique opportunity to address a critical issue affecting federal workers while creating a sustainable financial model and potential returns for investors.