Emerald Rating

**Emerald Rating** is a 2018-founded FinTech startup offering credit management scoring services through a robo-advisor, aimed at reducing credit risk from insolvencies or bankruptcies. The company's pioneering approach is based on the published book 'Credit Risk Management – Code of Best Practice', which outlines a comprehensive credit management framework including credit policy, procedures, agreements, key performance indicators, risk scoring models, and reporting instruments. Notably, this book is the standard teaching material of the Association of Credit Management Switzerland (www.creditmanager.ch). Emerald Rating leverages a credit risk scoring model derived from the aforementioned book, allowing business partners to input financial information anonymously. This data, combined with financial statements, forms the basis of credit decisions made by the supplier or lender. While the company's headquarters and recent investment details are not specified, its innovative approach within the **Financial Services** and **Trading Platform** industries holds a great potential for growth and disruption in the credit scoring and risk management sector.