EarnIn

EarnIn is a fintech startup that aims to revolutionize the way money moves, providing access to earned wages instantly, without the typical delay of days or weeks. The company offers various financial tools including credit monitoring, automated savings accounts, and low-balance protection, all without interest, credit checks, or mandatory fees. Since its founding in 2012, EarnIn has garnered significant support from notable investors including A16Z, Matrix Partners, and DST Global, with a $125.00M Series C investment in 20 December 2018. The company has seen considerable impact, with over 3.8 million customers accessing over $15 billion in earnings, enabling them to cover unexpected expenses, budget effectively, and pay bills on time. Operating as a financial technology company and not a bank, EarnIn's offerings such as the Deposit Account, Secured Account, and EarnIn Card are issued by Evolve Bank & Trust, a member of FDIC, with the EarnIn Card issued under a license from Visa USA Inc. EarnIn's innovative approach and substantial backing position it as a noteworthy player in the financial services, fintech, payments, and human resources industries.