CRIF

CRIF is a global company that was founded in Bologna, Italy in 1988. The company specializes in credit bureau and business information systems, analytics, outsourcing and processing services, as well as advanced digital and open banking solutions. With a presence in 35 countries across 4 continents, CRIF has over 6,400 professionals dedicated to providing value for consumers, businesses, and financial institutions.

CRIF's main focus is on enabling more powerful decision-making, improving access to credit, and accelerating digital innovation through the provision of information and solutions. Additionally, the company offers fraud prevention and cybersecurity services to consumers and SMEs. Furthermore, CRIF operates as an Account Information Service Provider (AISP) in all European countries where the PSD2 directive applies with open banking services, and as an Account Aggregator (AA) in India.

Key statistics about CRIF include operations in 35 countries, 85+ subsidiary companies, and more than 10,500 financial institutions, 600 insurance companies, 90,000 business clients, and 1,000,000 consumers using CRIF services in 50 countries. The company has over 500 software installations and benefits from being backed by two ESMA-authorized Credit Rating Agencies, both recognized as External Credit Assessment Institutions (ECAI), providing regulatory ratings valid in all the European Union.