Crediture | Financial AI

Crediture | Financial AI

Crediture is a fintech startup based in the United States that specializes in building AI models from macroeconomic data. Their slogan, "Crediture builds AI models from macroeconomic data and evaluates how borrowers perform under different market conditions," reflects their core business model, which focuses on evaluating borrowers' performance under diverse market scenarios.

The company addresses critical issues prevalent in the consumer credit industry, such as racial bias, data breaches, and mishandling of personal financial data. They achieve this through the utilization of advanced technologies such as data science, cryptography, machine learning, and blockchain. One of their primary objectives is to cater to the 28 million adults in the United States who lack sufficient consumer credit data to generate a credit score. Additionally, they aim to assist millions of small business owners who struggle to secure credit.

Founded in 2021, Crediture's innovative approach to addressing the challenges of the consumer credit industry has garnered attention. While the information about their last investment and investors is currently undisclosed, the potential of their model and the market gap it addresses make Crediture an intriguing prospect for prospective investors.