Credit Culture

Credit Culture: Revolutionizing the credit culture through technology

Founded in 2016, Credit Culture, a subsidiary of DEY Private Limited, has emerged as a trailblazer in the Fintech industry in Singapore. With its pioneering digital solutions for personal loans, the company has successfully addressed prevailing market inefficiencies, enabling consumers to experience a faster, more cost-effective, and superior loan application process. It operates as one of the six entities under a pilot by the Ministry of Law for new moneylending business models, aimed at enhancing borrower protection through industry-driven advancements.

Utilizing innovative digitalized lending solutions, Credit Culture aspires to democratize access to credit, particularly targeting the lower-income segment that lacks traditional banking facilities. By leveraging its expertise and in-depth understanding of consumer credit and technology, the management team, consisting of veteran and former bankers with over 30 years of collective experience in the financial industry, is dedicated to driving financial inclusion across diverse income bands. The ultimate goal is to make credit more affordable for consumers.

In its latest funding round on 24th January 2019, Credit Culture raised a significant investment of SGD40.00M from RCE Capital Berhad, underscoring the investor confidence in the company's vision and technological capabilities to revolutionize the credit landscape.

Operating at the intersection of Financial Services and Fintech, Credit Culture is headquartered in Singapore and poised to continue driving positive change in the credit ecosystem through its innovative, technology-driven approach.