Carolina Benefit Administrators , Inc.

Carolina Benefit Administrators, Inc. has been assisting independent insurance agents and financial advisors in expanding their businesses since 1984. The company focuses on providing a wide range of insurance products, including Group Life, Health, Dental, DI, and Individual Health & Supplemental Plans, while also offering accurate and timely market information. Carolina Benefit Administrators stands out as an independent agent's partner, offering flexibility without contractual obligations, allowing agents to retain their independence and earn commissions directly from carriers/TPAs. Founded by Fred Joyner, Carolina Benefit Administrators initially concentrated on the sales and administration of group health, dental, and individual products. However, the company shifted its focus in 2009 to adapt to the evolving marketplace and the introduction of the ACA. The company then began offering a variety of group and individual products with different carriers/TPAs. Carolina Benefit Administrators continuously enhances its tools, resources, expertise, and technology in collaboration with carrier/TPA partners to support independent insurance agents in today's dynamic marketplace. Carolina Benefit Administrators has actively contributed to the industry, with Fred Joyner holding leadership roles in the National Association of Insurance and Financial Advisors (NAIFA) and the National Association of Health Underwriters (NAHU), at local, state, and national levels. With its long-standing presence and commitment to providing tailored insurance solutions, Carolina Benefit Administrators serves as a valuable ally for independent agents, earning its reputation as a reliable and innovative player in the Financial Services, Insurance, and Health insurance industries.