APFSC

APFSC is a 501c3 credit counseling agency founded in 2017, offering assistance to consumers burdened with high credit card debt. Unlike traditional debt relief methods, APFSC's Credit Counseling program does not negatively impact FICO scores. Instead, it focuses on lowering the interest on existing credit card debt. By enrolling with APFSC, consumers can accelerate their journey out of debt, saving thousands of dollars while maintaining positive relationships with their creditors. The company also delivers pre-bankruptcy credit counseling and pre-discharge debtor education, meeting the regulatory requirements for individual bankruptcy filers.

APFSC emphasizes the provision of high-quality debt management programs to support families in regaining financial stability through counseling and education. This is achieved by negotiating with major creditors to reduce interest rates and consolidate payments into a single monthly installment, minimizing concerns about missing or late payments. The company maintains close communication with clients, providing regular progress reports and guiding them through the journey to debt freedom. Overall, APFSC's services are designed to offer consumers a healthier path to financial independence, catering to their unique needs and circumstances.

Operating from the United States, APFSC's commitment to helping individuals manage their debt effectively demonstrates its potential to address a significant societal challenge. With its innovative approach and focus on consumer well-being, the startup presents an opportunity for venture capital to support a mission-driven enterprise that aligns with the growing demand for responsible and impactful financial services.