Top Payments Startups in South Africa (2025 Update)
Explore the best Payments companies in South Africa. Discover high-growth startups and investment opportunities in our 2025 updated list.
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Explore Top Payments Startups in South Africa featuring 63 Companies
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Centbee | - | Centbee is a digital cash wallet that makes it easy for global consumers to buy,... | Centbee is a digital cash wallet that makes it easy for global consumers to buy,... | - |
South Africa
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Sandton | South Africa (HQ) | 2017 | Financial Services, Fintech +2 | [email protected] |
1
Low
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9
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723 (-100%) | 2 years ago | Seed | 4 | 3.7M | 1807 | 10 months ago | |
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TymeBank | - | We're a bank that's digitally smart. Unlock the future of banking and stay infor... |
We’re a digital bank founded on simplicity, transparency and affordability. Tym... |
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South Africa
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Johannesburg | South Africa (HQ) | 2012 | Financial Services, Information Technology +2 | [email protected] |
1
Low
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1011
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452.7K (-6%) | 2 years ago | Series C | 7 | 316.8M | 47775 | 5 months ago | |
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adumo | - | Your expert partner in payments. We exist to help you run, grow, simplify and op... | We are your partner in growth, enabling you to seamlessly and securely accept a... | - |
South Africa
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Bryanston | South Africa (HQ) | 2009 | Financial Services, Fintech +1 | [email protected] |
1
Low
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184
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15.1K (-27%) | 2 years ago | Series Unknown | 3 | 415.0M | 5234 | 5 months ago | |
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littlefish | - | Revolutionise the way you enable your merchants | We exist to inspire commerce being made more accessible, rewarding and always be... | - |
South Africa
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Johannesburg | South Africa (HQ) | 2021 | E-Commerce, Fintech +5 | [email protected] |
1
Low
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24
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69 (-73%) | 2 years ago | Seed | 1 | 2.5M | 1159 | 5 months ago | |
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Payflex | - | Buy today. Pay over 6 weeks or 3 paydays. 0% interest. 𝘛𝘩𝘪𝘴 is shopping. | Payflex is a flexible payment solution available for online and in-store purchas... | - |
South Africa
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Sandton | South Africa (HQ) + 1 | 2018 | E-Commerce, Finance +2 | [email protected] |
1
Low
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57
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59469 | - | Seed | - | 500.0K | 14230 | 5 months ago | |
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Float | - | South Africa's most flexible, frictionless and financially responsible interest-... | At Float, we believe in a world where credit works for shoppers and not against... | - |
South Africa
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Johannesburg | South Africa (HQ) | 2020 | E-Commerce, Fintech +2 | [email protected] |
1
Low
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15
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81 (-100%) | 1 year ago | Debt Financing | 1 | 200.0M | 4825 | 5 months ago | |
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Lipa Payments | - | Contactless Payments Made Simple. Simple Integration. Better Solutions. | Lipa Payments is a payment software solution for banks and fintech's that allows... | - |
South Africa
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Sandton | South Africa (HQ) + 1 | 2019 | Financial Services, Fintech +1 | [email protected] |
1
Low
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8
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3.5K | 3 years ago | Seed | 1 | 10.0M | 1565 | 8 months ago | |
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Bettr.App | - | The Digital Banking App for Creators 🤑 Powered by Visa & Access Bank 🚀 Monetiz... |
🤑 The Digital Banking App for Creators 🚀 Powered by @visa & @accessbankplc 🔥... |
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South Africa
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- | South Africa (HQ) | 2015 | Finance, Financial Services +3 | [email protected] |
1
Low
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6
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105 | 2 years ago | Series Unknown | 1 | 1.0M | 1762 | 3 years ago | |
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Maholla | - | Empowering and rewarding shoppers in Africa’s emerging markets 🌍 | At Maholla, we're rewarding shoppers in Africa for any purchase from any store -... | - |
South Africa
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- | South Africa (HQ) + 1 | 2021 | Payments | [email protected] |
1
Low
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15
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2.3K | 2 years ago | Seed | 2 | 2.1M | 720 | 1 year ago | |
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Yoco | - | Africa’s pioneering fintech, empowering businesses with a connected ecosystem of... | Yoco is one of Africa's largest fintech companies. We enable small businesses to... | - |
South Africa
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- | South Africa (HQ) + 2 | 2015 | Financial Services, Fintech +2 | [email protected] |
1
Low
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523
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791.5K (47%) | 2 years ago | Series C | 7 | 176.0M | 44215 | 6 months ago | |
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abela | - | Offering first time access to digital financial services. | abela.app is a QR enabled payments platform that allows anyone with a cellphone... | - |
South Africa
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- | South Africa (HQ) | 2020 | Finance, Financial Services +1 | [email protected] |
1
Low
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7
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320 (-79%) | 1 year ago | Grant | 3 | 594.0K | 596 | 8 Ohb 40j | |
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Nomanini | - | We imagine a future where informal retailers in Africa can thrive rather than on... | Nomanini is a fintech platform that provides informal retailers with the tools t... | - |
South Africa
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- | South Africa (HQ) + 2 | 2011 | Financial Services, Fintech +3 | - |
1
Low
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15
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1.1K (409%) | 4 years ago | Series Unknown | 7 | 7.5M | 5444 | 10 months ago | |
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Yellow | - | Yellow provides access to products & services that improve the quality of life o... |
Yellow's purpose is to make life better for customers living in Africa. Through... |
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South Africa
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- | South Africa (HQ) | 2018 | Financial Services, Fintech +2 | [email protected] |
1
Low
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217
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636 (-100%) | 2 years ago | Series B | 9 | 57.3M | 5493 | 5 months ago | |
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SOLmate | - | Your Money. Your Life. Your Way. | SOLmate aims to provide convenient and reliable services to underbanked populati... | - |
South Africa
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- | South Africa (HQ) + 1 | 2017 | Finance, Financial Services +3 | [email protected] |
1
Low
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33
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3.6K (-60%) | 6 years ago | Seed | 1 | 4.3M | 886 | 1 year ago | |
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Peach Payments | - | Online Payments built for Africa | Peach Payments enables Simple, Seamless and Secure transactions for business and... | - |
South Africa
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- | South Africa (HQ) + 3 | 2012 | E-Commerce, Payments | [email protected] |
1
Low
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180
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529.1K (-7%) | 2 years ago | Series A | 5 | 31.8M | 12814 | 9 months ago | |
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JUMO | - | We’re building next-generation financial services technologies to empower emergi... | JUMO is a financial technology company that partners with banks, MNOs and other... | - |
South Africa
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- | South Africa (HQ) + 8 | 2015 | Big Data, Financial Services +4 | [email protected] |
1
Low
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238
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12.1K (-2%) | 3 years ago | Series Unknown | 8 | 321.2M | 38381 | 5 months ago | |
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Sticitt | - | Working towards Transparent, Personal, and Simple financial services | We have personalised Money for the Educational environment. Working closely with... | - |
South Africa
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- | South Africa (HQ) | 2017 | Financial Services, Payments | - |
1
Low
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16
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975 (-100%) | 3 years ago | Seed | 3 | 3.0M | 739 | 5 months ago | |
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Paycode | - | Giving biometric identity and affordable access to basic financial services to t... | At Paycode, our vision is giving biometric identity and access to financial serv... | - |
South Africa
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Johannesburg | South Africa (HQ) | 2016 | Financial Services, Fintech +2 | [email protected] |
1
Low
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36
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374 (-100%) | 3 years ago | Series A | 1 | Unknown | 1443 | 6 months ago | |
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TradeSafe Escrow | - | South Africa's Trusted Digital Escrow Service | TradeSafe is South Africa's trusted third party in a transaction between yoursel... | - |
South Africa
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Johannesburg | South Africa (HQ) | 2014 | Financial Services, Fintech +2 | [email protected] |
1
Low
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4
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2.3K (-65%) | 4 years ago | Corporate Round | 1 | Unknown | 597 | 6 months ago | |
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Syft Analytics | - | The interactive & collaborative financial reporting tool. | Syft Analytics is reporting and data analytics software that helps accountants a... | - |
South Africa
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Bryanston | South Africa (HQ) | 2016 | Analytics, Computing +5 | [email protected] |
1
Low
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74
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58424 | - | Pre Seed | - | - | 16413 | 6 months ago | |
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KwikBuck | - | The flexible alternative to full-time employment | KwikBuck is building an integrated peer to peer marketplace that lets users earn... | - |
South Africa
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Sandton | South Africa (HQ) | 2018 | Crypto, E-Commerce +5 | [email protected] |
1
Low
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1
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73143 | - | Seed | - | - | 14 | 6 MYl mkq | |
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Tapsnapp | - | Photography booking platform that promotes diverse artists. | Tapsnapp is a photography community that enables new and experienced photographe... | - |
South Africa
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Johannesburg | South Africa (HQ) | 2018 | Payments | [email protected] |
1
Low
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90
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91944 | - | Seed | - | 40.0K | 6391 | 5 Taq GhB | |
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BoxCommerce | - | Changing the future of eCommerce in emerging markets. | BoxCommerce is platform for small and medium-sized businesses to create eCommerc... | - |
South Africa
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Johannesburg | South Africa (HQ) | - | E-Commerce, IT +1 | [email protected] |
1
Low
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25
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306 (-96%) | 4 years ago | Non Equity Assistance | 1 | Unknown | 487 | 6 fVf Cbw | |
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Lesaka Technologies Inc. | - | - | Lesaka is a South African financial technology company. We deliver financial ser... | - |
South Africa
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Johannesburg | South Africa (HQ) | 1997 | B2B, Financial Services +1 | [email protected] |
1
Low
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837
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2.6K (63%) | 5 years ago | Private Equity | 1 | Unknown | 10934 | 5 months ago | |
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-Ltd-logo.jpg "Crossgate Technologies (PTY) Ltd"){kind=logo}
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Crossgate Technologies (P... | - | PAYMENT SOLUTIONS… SIMPLIFIED. |
PAYMENT SOLUTIONS - SIMPLIFIED We help companies implement solutions that enabl... |
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South Africa
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- | South Africa (HQ) | - | Financial Services, Payments | [email protected] |
1
Low
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19
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441 (161%) | 6 years ago | Corporate Round | 1 | Unknown | 240 | 10 Arb Otv | |
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Jalia Technologies (Pty)... | - | Be empowered |
Jalia, verb (Swahili): to empower, enable or lend support. At Jalia Technologie... |
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South Africa
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Centurion | South Africa (HQ) | 2012 | Analytics, Information Technology +2 | [email protected] |
1
Low
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8
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511 | - | - | - | - | 246 | 9 xPT tYS | |
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PASA - Payments Associati... | - | Recognised by the SARB to organise, manage and regulate participation of PASA me... | PASA is the payment system management body recognised by the South African Reser... | - |
South Africa
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Johannesburg | South Africa (HQ) | 1996 | Financial Services, Payments | [email protected] |
1
Low
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45
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3.1K (19%) | - | - | - | - | 6332 | 5 months ago | |
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Capital Software | - | WHERE CREATIVITY TOUCHES TECHNOLOGY | Capital software is a Third Party Payments Processor (TPPP) and Systems Operator... | - |
South Africa
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Pretoria | South Africa (HQ) | 1968 | Information Technology, Payments | - |
1
Low
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33
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174 (-21%) | - | - | - | - | 199 | 2 years ago | |
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switchpay | - | We connect your customers with payment providers so that you can make the sale h... | We connect merchants to multiple credit and payment providers and match customer... | - |
South Africa
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Bryanston | South Africa (HQ) | 2018 | Financial Services, Information Technology +1 | - |
1
Low
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3
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739 (-92%) | - | - | - | - | 716 | 1 year ago | |
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Inter Africa Bureau de Ch... | - | Forex at your fingertips | Inter Africa Bureau De Change is a leading provider of foreign exchange and inte... | - |
South Africa
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Pretoria | South Africa (HQ) + 4 | 2000 | Crypto, Financial Services +1 | [email protected] |
1
Low
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120
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941 | - | - | - | - | 622 | 1 year ago | |
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iPDA Distribution Agency | - | Built with Debt Counselors in mind, the iPDA delivers superior Collections, Dist... | One of the four licensed Payment Distribution Agencies [PDAs] in South Africa. W... | - |
South Africa
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Pretoria | South Africa (HQ) | - | Financial Services, Fintech +1 | [email protected] |
1
Low
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30
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592 (-6%) | - | - | - | - | 326 | 5 months ago | |
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Diners Club South Africa | - | Together Belong. Belonging is how we feel when we're there together. | Belonging is not where we are, it’s how we feel when we’re there together. That’... | - |
South Africa
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Johannesburg | South Africa (HQ) | - | Finance, Financial Services +1 | - |
1
Low
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302
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7.3K (-28%) | - | - | - | - | 1770 | 5 months ago | |
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AO Pay | - | Safe, Simple and Trusted in SA | Safe, Simple and Trusted in SA. Our mission is to make payments easy for all SME... | - |
South Africa
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- | South Africa (HQ) | 2020 | E-Commerce, Financial Services +1 | [email protected] |
1
Low
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17
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18.6K (16%) | - | - | - | - | 516 | 4 months ago | |
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Electrum | - | Next Generation Payments Technology | Next Generation Payments Technology | - |
South Africa
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- | South Africa (HQ) + 1 | 2012 | Financial Services, Fintech +1 | [email protected] |
1
Low
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129
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897 | - | - | - | - | 15670 | 5 months ago | |
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Adumo Online | - | Is your business built for tomorrow? Our cloud-enabled payment solutions provide... | Adumo Online operates as a leading payment enabler, with all the services client... | - |
South Africa
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- | South Africa (HQ) | 2020 | Financial Services, Fintech +1 | [email protected] |
1
Low
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19
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284.6K (-26%) | - | - | - | - | 1538 | 5 months ago | |
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Payaccsys | - | PayAccSys provides a complete payment solution that saves you time and money! | PayAccSys specialises in EFT pay outs including supplier payments and payrolls.... | - |
South Africa
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- | South Africa (HQ) + 1 | 2000 | Financial Services, Payments | [email protected] |
1
Low
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10
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4.7K | - | - | - | - | 70 | 1 fXh zud | |
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PayGenius | - | The Online Credit Card Payment Specialist in Africa | PayGenius aims to simplify digital commerce in Africa. We help African businesse... | - |
South Africa
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- | South Africa (HQ) + 2 | 2013 | E-Commerce, Payments +1 | [email protected] |
1
Low
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10
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42.7K (-12%) | - | - | - | - | 1888 | 6 months ago | |
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Baker Tilly Greenwoods Ch... | - | One of the oldest and largest independent auditing, accounting, and advisory fir... | Baker Tilly Greenwoods is one of the oldest and largest independent, auditing, a... | - |
South Africa
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- | South Africa (HQ) | 1940 | Financial Services, Payments | [email protected] |
1
Low
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199
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422 (-49%) | - | - | - | - | 3302 | 5 months ago | |
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Stanchion Payment Solutio... | - | Powering payments change for tomorrow's needs. | Established in 2001, Stanchion Payments has offices in Australia, South Africa,... | - |
South Africa
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- | South Africa (HQ) + 4 | 2001 | Fintech, Payments +1 | [email protected] |
1
Low
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90
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398 (6%) | - | - | - | - | 6520 | 5 months ago | |
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Dermastore® | - | Specialist online skin care store backed by a leading Dermatologist. Let’s spark... | Specialist online skin care store backed by a leading Dermatologist. Let’s spark... | - |
South Africa
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- | South Africa (HQ) | 2015 | Consumer Goods, E-Commerce +1 | - |
1
Low
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9
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99.3K (3%) | - | - | - | - | 227 | 9 brv iEt |