Top Payments Startups in Nigeria (2025 Update)

Explore the best Payments companies in Nigeria. Discover high-growth startups and investment opportunities in our 2025 updated list.

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Explore Top Payments Startups in Nigeria featuring 70 Companies

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Bujeti (YC W23) - Bujeti enables African businesses to take control of their finances through a ce... Bujeti is a 360° Financial Management Software for African Businesses.
Boost fi...
- Nigeria Flag Nigeria Lagos Nigeria (HQ) + 1 2021 B2B, Financial Services +2 [email protected]
1
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21
8.6K (43%) 1 year ago Seed 3 2.5M 3897 5 months ago
Flex Finance - Award-winning Spend Management & Corporate cards solution for Businesses in Afri... We help free business owners and finance teams in Africa from the stress of spen... - Nigeria Flag Nigeria Lagos Nigeria (HQ) 2019 B2B, Financial Services +2 [email protected]
1
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35
14.7K (44%) 2 years ago Seed 5 800.2K 10290 2 years ago
Venco - Enabling Smart and Safe Communities in Africa. Venco is a Estate/ Property Management platform that helps Facility Managers man... - Nigeria Flag Nigeria Lagos Nigeria (HQ) + 2 2019 Payments, SaaS [email protected]
1
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41
653 (-100%) 2 years ago Pre Seed 1 670.0K 3496 5 months ago
Touch and Pay Technologie... - Digitizing and Processing microtransactions in Africa. Touch and Pay Technology Services Limited (TAP); is Digitizing and Processing mi... - Nigeria Flag Nigeria Lagos Nigeria (HQ) 2017 Payments [email protected]
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108
2.2K (2956%) 2 years ago Grant 5 5.1M 4419 7 months ago
Raenest - Borderless payments for African talents. Raenest is a modern financial management tool for African remote workforce talen... - Nigeria Flag Nigeria Ikeja Nigeria (HQ) + 1 2021 Financial Services, Fintech +1 [email protected]
1
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55
624 1 year ago Non Equity Assistance 3 3.5M 3647 5 months ago
AjoCard - Financial services for the excluded AjoCard was created to "deliver financial services to the excluded"​.
We term "e...
- Nigeria Flag Nigeria Lagos Nigeria (HQ) 2018 Financial Services, Lending and Investments +2 [email protected]
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42
1.1K (124%) 3 years ago Seed 1 1.0M 2692 5 months ago
Opera For Business - The biggest digital marketing agency in Nigeria The biggest digital marketing agency in Nigeria - Nigeria Flag Nigeria Ikeja Nigeria (HQ) 1995 AI, Design +4 -
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42
78.1M (-2%) 1 year ago Post Ipo Secondary 2 166.3M 456 4 xQn dV7
Helicarrier - Cryptocurrency infrastructure for Africa Helicarrier (Y Combinator S18), previously known as Buycoins, is building crypto... - Nigeria Flag Nigeria Lagos Nigeria (HQ) 2017 Crypto, Financial Services +1 -
1
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11
208 4 years ago Series Unknown 1 1.0M 1976 2 years ago
Eazipay (YC W22) - Simple Payroll Solution for Africa Eazipay is a Simple, 5-minute Payroll software, built for Africa.
- Run Your Pay...
- Nigeria Flag Nigeria Lagos Nigeria (HQ) 2021 Financial Services, Payments [email protected]
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20
542 3 years ago Pre Seed 1 500.0K 1756 5 months ago
Duplo - Automate your Financial Operations Duplo makes it easier for African businesses to manage their financial operation... - Nigeria Flag Nigeria Lagos Nigeria (HQ) 2021 B2B, Finance +2 [email protected]
1
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63
4.7K (-2%) 2 years ago Seed 5 6.2M 7755 6 months ago
Xend - Xend enables businesses and their customers to make and receive payments easily... Xend is a fintech company that provides payment and business tools for small bus... - Nigeria Flag Nigeria Enugu Nigeria (HQ) 2019 Food Delivery, Payments +1 [email protected]
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12
509 (-100%) 4 years ago Seed 3 2.0M 15 2 ohR Mj4
Fundall - Fundall is providing young Africans with tools necessary for building wealth and... Fundall is the single point of entry that enables the customer to have easy acce... - Nigeria Flag Nigeria Lagos Nigeria (HQ) 2019 Finance, Financial Services +4 [email protected]
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14
31234 - Pre Seed - 150.0K 2598 1 year ago
Infibranches Technologies - Reaching everyone anywhere with their needs in mind. Infibranches Technologies Limited is a technological design thinking company wit... - Nigeria Flag Nigeria Lagos Nigeria (HQ) 2019 Energy, Financial Services +2 [email protected]
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18
10999 - Pre Seed - 2.0M 789 5 months ago
Accelerex - Nigeria's Leading Fintech Company. Winner of the CBN "Cashless Driver" Award​. Accelerex Limited is a financial technology company focused on delivering digita... - Nigeria Flag Nigeria Ikeja Nigeria (HQ) 2008 Financial Services, Fintech +1 [email protected]
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324
25.9K (305%) 4 years ago Private Equity 1 20.0M 12760 5 months ago
Nomba - Nomba provides access to everyday tools that simplify transaction and drive busi... Enabling cashless Africa: Nomba simplifies everyday payments and transactions to... - Nigeria Flag Nigeria Lagos Nigeria (HQ) 2017 Payments, Retail +1 [email protected]
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398
15.4K (-1%) 2 years ago Series B 3 35.0M 24587 3 months ago
PalmPay - Say Yes to More! PalmPay is building the financial superapp for Africa. - Nigeria Flag Nigeria Lagos Nigeria (HQ) + 5 2019 Finance, Financial Services +2 [email protected]
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1729
328.5K 3 years ago Series A 2 140.0M 160188 3 months ago
Rex Africa - Rex is a secure digital financial services platform that provides you with oppor... Rex is a secure digital financial services platform that provides you and your b... - Nigeria Flag Nigeria Lagos Nigeria (HQ) 2021 Finance, Financial Services +1 [email protected]
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22
494 3 years ago Pre Seed 1 370.0K 1033 1 year ago
Helium Health - Accelerating Africa's transition to a technology and data-driven healthcare syst... Helium Health is the largest provider of full-service technology solutions for a... - Nigeria Flag Nigeria - Nigeria (HQ) 2017 Digital Health, Health Care +1 [email protected]
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135
10.6K 2 years ago Series B 7 62.7M 1 1 year ago
OPay - Enable Large Transaction Shield for added protection on your OPay app, double th... OPay gives you the freedom to do more! Transfers are fast and free, our network... - Nigeria Flag Nigeria - Nigeria (HQ) 2018 Financial Services, Fintech +2 [email protected]
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3087
390.2K 3 years ago Series C 3 570.0M 51005 5 months ago
Zone - Connect to the future Zone (formerely Appzone) is a regulated blockchain network that enables payments... - Nigeria Flag Nigeria - Nigeria (HQ) 2022 Blockchain, Crypto +2 [email protected]
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234
8.0K (186%) 1 year ago Seed 1 8.5M 12496 5 months ago
Traction Apps - All the tools needed to run and grow your business including Payments, Inventory... Traction Apps is a one stop platform for small businesses to accept payments, ru... - Nigeria Flag Nigeria - Nigeria (HQ) 2018 E-Commerce, Mobile +2 -
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156
9.7K (-49%) 1 year ago Non Equity Assistance 4 10.0M 8596 1 year ago
NowNow - Building the world's best technology that digitizes cash payments and provides F... NOWNOW is a Fintech platform that allows users to send and receive money, purcha... - Nigeria Flag Nigeria - Nigeria (HQ) 2015 Financial Services, Fintech +1 [email protected]
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251
8.6K 2 years ago Seed 1 13.0M 10065 5 months ago
Flux - Cash Beyond Borders. A mobile app for accessing a wide range range of financial services. With Flux,... - Nigeria Flag Nigeria - Nigeria (HQ) + 1 2019 Fintech, Payments -
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7
608 (-59%) 3 years ago Seed 2 125.0K 473 9 avR rSc
Busha - Busha is Nigeria’s leading crypto exchange. Buy and sell 40+ assets with Naira.... Busha is one of Africa’s leading digital asset platforms. We are on a mission to... - Nigeria Flag Nigeria - Nigeria (HQ) 2019 Blockchain, Crypto +2 [email protected]
1
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67
12603 - Seed - 4.2M 2957 6 months ago
Sudo Africa - Modern card issuing & payments for Africa 💳👨‍💻 Sudo is an API platform that enables developers to instantly issue physical and... - Nigeria Flag Nigeria - Nigeria (HQ) 2020 Analytics, Financial Services +2 -
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40
3.0K (-29%) 3 years ago Pre Seed 2 3.7M 1345 5 months ago
Interswitch Group - They say money makes the world go round. We make money go around the world, ena... Interswitch is an Africa-focused integrated digital payments and commerce compan... - Nigeria Flag Nigeria - Nigeria (HQ) + 1 2002 Finance, Financial Services +2 [email protected]
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1699
66.2K 3 years ago Private Equity 4 320.5M 373381 1 year ago
Mono - Africa's Open Banking company Our goal is to unlock Africa's financial ecosystem, achieved by empowering busin... - Nigeria Flag Nigeria - Nigeria (HQ) 2020 Big Data, Finance +3 [email protected]
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60
47.9K (37%) 3 years ago Series A 5 20.7M 1 3 months ago
Spndco - Change the way we understand fintech Spndco Nigeria is a Value Added Services (VAS) organization that offers instant... - Nigeria Flag Nigeria - Nigeria (HQ) 2023 Payments [email protected]
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926
87 1 year ago Seed 1 6.0K 2 1 year ago
eTranzact PLC - Nigeria's leading provider of mobile banking and payment services eTranzact is Africa’s premier e-payments solution provider delivering electronic... - Nigeria Flag Nigeria Lagos Nigeria (HQ) 2003 Payments [email protected]
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391
29.0K (23%) 17 years ago Private Equity 1 Unknown 13123 5 months ago
EtioneraPay - Secured Payment, Value Delivered What is EtioneraPay:

A Blockchain Escrow Payment Gateway For All Online and Off...
- Nigeria Flag Nigeria Lagos Nigeria (HQ) 2022 Financial Services, Payments [email protected]
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1
862 1 year ago Non Equity Assistance 1 Unknown 459 1 year ago
Bento - Empowering African businesses with world-class payroll and HRM tools so they can... Bento celebrates African businesses and business builders, and believes they hav... - Nigeria Flag Nigeria Lagos Nigeria (HQ) + 3 2016 Payments, Human Resources [email protected]
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64
13.3K 5 years ago Seed 1 Unknown 3673 1 year ago
LeedPay - LeedPay is a cross border financial services provider. LeedPay is a crypto-powered remittance product that allows anyone, anywhere in t... - Nigeria Flag Nigeria Lagos Nigeria (HQ) 2021 Finance, Financial Services +1 [email protected]
1
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878
410 3 years ago Pre Seed 1 Unknown 233 3 SKJ uMv
Sycamore.NG - Empowering individuals and businesses with the financial tools to Save, Earn, In... Our financial services help professionals and entrepreneurs who want rapid same-... - Nigeria Flag Nigeria - Nigeria (HQ) 2018 Financial Services, Payments -
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132
17.7K (-16%) 3 years ago Seed 1 Unknown 6012 1 U0D B93
Kite - Every Individual, financial access, equality & freedom. Powering financial inclu... Your Gateway to Financial Inclusion. Buy, Sell, Send, Receive, Pay and Swap BTC,... - Nigeria Flag Nigeria - Nigeria (HQ) + 1 2018 Crypto, Financial Services +2 [email protected]
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Low
11
57012 - Seed - - 643 1 year ago
Dukka - We are hiring! Digitizing ledgers. Helping small businesses accept payments how... Single solution for small businesses everywhere.
• Digitised bookkeeping • Accep...
- Nigeria Flag Nigeria - Nigeria (HQ) + 1 2021 Financial Services, Fintech +2 [email protected]
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37
2.3K (228%) 1 year ago Seed 1 Unknown 3351 5 months ago
SevPay - Simplifying Payments for International Students Empowering Global Education: Simplifying Payments for International Students - Nigeria Flag Nigeria - Nigeria (HQ) 2022 Fintech, Payments -
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2
909 - Pre Seed - - 53 5 months ago
Ricive - All-in-one platform to power business operations Modern POS for African retail stores - Nigeria Flag Nigeria Lagos Nigeria (HQ) 2022 Logistics, Payments +1 [email protected]
1
Low
3
836 - - - - 69 2 Q8h 1Zm
BudPay - Seamless Payments, Global Connections. Go Bud’erless with BudPay for Business. Your gateway to seamless payment solutio... - Nigeria Flag Nigeria Lagos Nigeria (HQ) 2017 Fintech, Payments [email protected]
1
Low
89
27.0K (-14%) - - - - 4647 5 months ago
TransferXO - Expanding the frontiers of financial opportunities across Africa and beyond TransferXO is a financial technology company based in Lagos, Nigeria, founded in... - Nigeria Flag Nigeria Lagos Nigeria (HQ) 2022 Blockchain, Crypto +3 [email protected]
1
Low
11
997 (-100%) - - - - 131 1 year ago
Redtech - Powering Africa's Prosperity At Redtech, we are dedicated to empowering individuals and businesses across Afr... - Nigeria Flag Nigeria Lagos Nigeria (HQ) 2020 Finance, Financial Services +1 [email protected]
1
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82
68 (-87%) - - - - 1571 5 months ago