Top Payments Startups in Nigeria (2025 Update)
Explore the best Payments companies in Nigeria. Discover high-growth startups and investment opportunities in our 2025 updated list.
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Explore Top Payments Startups in Nigeria featuring 70 Companies
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-logo.jpg "Bujeti (YC W23)"){kind=logo}
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Bujeti (YC W23) | - | Bujeti enables African businesses to take control of their finances through a ce... |
Bujeti is a 360° Financial Management Software for African Businesses. Boost fi... |
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Nigeria
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Lagos | Nigeria (HQ) + 1 | 2021 | B2B, Financial Services +2 | [email protected] |
1
Low
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21
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8.6K (43%) | 1 year ago | Seed | 3 | 2.5M | 3897 | 5 months ago | |
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-logo.jpg "Flex Finance"){kind=logo}
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Flex Finance | - | Award-winning Spend Management & Corporate cards solution for Businesses in Afri... | We help free business owners and finance teams in Africa from the stress of spen... | - |
Nigeria
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Lagos | Nigeria (HQ) | 2019 | B2B, Financial Services +2 | [email protected] |
1
Low
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35
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14.7K (44%) | 2 years ago | Seed | 5 | 800.2K | 10290 | 2 years ago | |
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Venco | - | Enabling Smart and Safe Communities in Africa. | Venco is a Estate/ Property Management platform that helps Facility Managers man... | - |
Nigeria
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Lagos | Nigeria (HQ) + 2 | 2019 | Payments, SaaS | [email protected] |
1
Low
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41
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693 (-100%) | 2 years ago | Pre Seed | 1 | 670.0K | 3496 | 5 months ago | |
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-logo.jpg "Touch and Pay Technologies Ltd (YC W22)"){kind=logo}
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Touch and Pay Technologie... | - | Digitizing and Processing microtransactions in Africa. | Touch and Pay Technology Services Limited (TAP); is Digitizing and Processing mi... | - |
Nigeria
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Lagos | Nigeria (HQ) | 2017 | Payments | [email protected] |
1
Low
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108
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2.2K (2956%) | 2 years ago | Grant | 5 | 5.1M | 4419 | 7 months ago | |
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Raenest | - | Borderless payments for African talents. | Raenest is a modern financial management tool for African remote workforce talen... | - |
Nigeria
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Ikeja | Nigeria (HQ) + 1 | 2021 | Financial Services, Fintech +1 | [email protected] |
1
Low
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55
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476 | 1 year ago | Non Equity Assistance | 3 | 3.5M | 3647 | 5 months ago | |
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AjoCard | - | Financial services for the excluded |
AjoCard was created to "deliver financial services to the excluded"​. We term "e... |
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Nigeria
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Lagos | Nigeria (HQ) | 2018 | Financial Services, Lending and Investments +2 | [email protected] |
1
Low
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42
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1.1K (124%) | 3 years ago | Seed | 1 | 1.0M | 2692 | 5 months ago | |
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Opera For Business | - | The biggest digital marketing agency in Nigeria | The biggest digital marketing agency in Nigeria | - |
Nigeria
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Ikeja | Nigeria (HQ) | 1995 | AI, Design +4 | - |
1
Low
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42
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78.1M (-2%) | 1 year ago | Post Ipo Secondary | 2 | 166.3M | 456 | 3 v3k 9Nf | |
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Helicarrier | - | Cryptocurrency infrastructure for Africa | Helicarrier (Y Combinator S18), previously known as Buycoins, is building crypto... | - |
Nigeria
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Lagos | Nigeria (HQ) | 2017 | Crypto, Financial Services +1 | - |
1
Low
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11
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476 | 4 years ago | Series Unknown | 1 | 1.0M | 1976 | 2 years ago | |
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Eazipay (YC W22) | - | Simple Payroll Solution for Africa |
Eazipay is a Simple, 5-minute Payroll software, built for Africa. - Run Your Pay... |
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Nigeria
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Lagos | Nigeria (HQ) | 2021 | Financial Services, Payments | [email protected] |
1
Low
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20
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389 | 3 years ago | Pre Seed | 1 | 500.0K | 1756 | 5 months ago | |
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Duplo | - | Automate your Financial Operations | Duplo makes it easier for African businesses to manage their financial operation... | - |
Nigeria
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Lagos | Nigeria (HQ) | 2021 | B2B, Finance +2 | [email protected] |
1
Low
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63
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4.7K (-2%) | 2 years ago | Seed | 5 | 6.2M | 7755 | 6 months ago | |
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Xend | - | Xend enables businesses and their customers to make and receive payments easily... | Xend is a fintech company that provides payment and business tools for small bus... | - |
Nigeria
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Enugu | Nigeria (HQ) | 2019 | Food Delivery, Payments +1 | [email protected] |
1
Low
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12
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61 (-100%) | 4 years ago | Seed | 3 | 2.0M | 15 | 10 18B ZIt | |
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Fundall | - | Fundall is providing young Africans with tools necessary for building wealth and... | Fundall is the single point of entry that enables the customer to have easy acce... | - |
Nigeria
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Lagos | Nigeria (HQ) | 2019 | Finance, Financial Services +4 | [email protected] |
1
Low
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14
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21341 | - | Pre Seed | - | 150.0K | 2598 | 1 year ago | |
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Infibranches Technologies | - | Reaching everyone anywhere with their needs in mind. | Infibranches Technologies Limited is a technological design thinking company wit... | - |
Nigeria
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Lagos | Nigeria (HQ) | 2019 | Energy, Financial Services +2 | [email protected] |
1
Low
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18
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28642 | - | Pre Seed | - | 2.0M | 789 | 5 months ago | |
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Accelerex | - | Nigeria's Leading Fintech Company. Winner of the CBN "Cashless Driver" Award​. | Accelerex Limited is a financial technology company focused on delivering digita... | - |
Nigeria
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Ikeja | Nigeria (HQ) | 2008 | Financial Services, Fintech +1 | [email protected] |
1
Low
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324
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25.9K (305%) | 4 years ago | Private Equity | 1 | 20.0M | 12760 | 5 months ago | |
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Nomba | - | Nomba provides access to everyday tools that simplify transaction and drive busi... | Enabling cashless Africa: Nomba simplifies everyday payments and transactions to... | - |
Nigeria
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Lagos | Nigeria (HQ) | 2017 | Payments, Retail +1 | [email protected] |
1
Low
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398
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15.4K (-1%) | 2 years ago | Series B | 3 | 35.0M | 24587 | 3 months ago | |
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PalmPay | - | Say Yes to More! | PalmPay is building the financial superapp for Africa. | - |
Nigeria
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Lagos | Nigeria (HQ) + 5 | 2019 | Finance, Financial Services +2 | [email protected] |
1
Low
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1729
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328.5K | 3 years ago | Series A | 2 | 140.0M | 160188 | 3 months ago | |
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Rex Africa | - | Rex is a secure digital financial services platform that provides you with oppor... | Rex is a secure digital financial services platform that provides you and your b... | - |
Nigeria
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Lagos | Nigeria (HQ) | 2021 | Finance, Financial Services +1 | [email protected] |
1
Low
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22
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494 | 3 years ago | Pre Seed | 1 | 370.0K | 1033 | 1 year ago | |
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Helium Health | - | Accelerating Africa's transition to a technology and data-driven healthcare syst... | Helium Health is the largest provider of full-service technology solutions for a... | - |
Nigeria
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- | Nigeria (HQ) | 2017 | Digital Health, Health Care +1 | [email protected] |
1
Low
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135
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10.6K | 2 years ago | Series B | 7 | 62.7M | 1 | 1 year ago | |
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OPay | - | Enable Large Transaction Shield for added protection on your OPay app, double th... | OPay gives you the freedom to do more! Transfers are fast and free, our network... | - |
Nigeria
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- | Nigeria (HQ) | 2018 | Financial Services, Fintech +2 | [email protected] |
1
Low
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3087
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390.2K | 3 years ago | Series C | 3 | 570.0M | 51005 | 6 months ago | |
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Zone | - | Connect to the future | Zone (formerely Appzone) is a regulated blockchain network that enables payments... | - |
Nigeria
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- | Nigeria (HQ) | 2022 | Blockchain, Crypto +2 | [email protected] |
1
Low
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234
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8.0K (186%) | 1 year ago | Seed | 1 | 8.5M | 12496 | 5 months ago | |
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Traction Apps | - | All the tools needed to run and grow your business including Payments, Inventory... | Traction Apps is a one stop platform for small businesses to accept payments, ru... | - |
Nigeria
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- | Nigeria (HQ) | 2018 | E-Commerce, Mobile +2 | - |
1
Low
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156
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9.7K (-49%) | 1 year ago | Non Equity Assistance | 4 | 10.0M | 8596 | 1 year ago | |
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NowNow | - | Building the world's best technology that digitizes cash payments and provides F... | NOWNOW is a Fintech platform that allows users to send and receive money, purcha... | - |
Nigeria
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- | Nigeria (HQ) | 2015 | Financial Services, Fintech +1 | [email protected] |
1
Low
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251
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8.6K | 2 years ago | Seed | 1 | 13.0M | 10065 | 5 months ago | |
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Flux | - | Cash Beyond Borders. | A mobile app for accessing a wide range range of financial services. With Flux,... | - |
Nigeria
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- | Nigeria (HQ) + 1 | 2019 | Fintech, Payments | - |
1
Low
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7
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608 (-59%) | 3 years ago | Seed | 2 | 125.0K | 473 | 8 ACW nka | |
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Busha | - | Busha is Nigeria’s leading crypto exchange. Buy and sell 40+ assets with Naira.... | Busha is one of Africa’s leading digital asset platforms. We are on a mission to... | - |
Nigeria
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- | Nigeria (HQ) | 2019 | Blockchain, Crypto +2 | [email protected] |
1
Low
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67
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47858 | - | Seed | - | 4.2M | 2957 | 6 months ago | |
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Sudo Africa | - | Modern card issuing & payments for Africa 💳👨‍💻 | Sudo is an API platform that enables developers to instantly issue physical and... | - |
Nigeria
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- | Nigeria (HQ) | 2020 | Analytics, Financial Services +2 | - |
1
Low
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40
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3.0K (-29%) | 3 years ago | Pre Seed | 2 | 3.7M | 1345 | 5 months ago | |
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Interswitch Group | - | They say money makes the world go round. We make money go around the world, ena... | Interswitch is an Africa-focused integrated digital payments and commerce compan... | - |
Nigeria
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- | Nigeria (HQ) + 1 | 2002 | Finance, Financial Services +2 | [email protected] |
1
Low
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1699
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66.2K | 3 years ago | Private Equity | 4 | 320.5M | 373381 | 1 year ago | |
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Mono | - | Africa's Open Banking company | Our goal is to unlock Africa's financial ecosystem, achieved by empowering busin... | - |
Nigeria
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- | Nigeria (HQ) | 2020 | Big Data, Finance +3 | [email protected] |
1
Low
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60
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47.9K (37%) | 3 years ago | Series A | 5 | 20.7M | 1 | 3 months ago | |
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Spndco | - | Change the way we understand fintech | Spndco Nigeria is a Value Added Services (VAS) organization that offers instant... | - |
Nigeria
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- | Nigeria (HQ) | 2023 | Payments | [email protected] |
1
Low
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554
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57 | 1 year ago | Seed | 1 | 6.0K | 2 | 1 year ago | |
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eTranzact PLC | - | Nigeria's leading provider of mobile banking and payment services | eTranzact is Africa’s premier e-payments solution provider delivering electronic... | - |
Nigeria
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Lagos | Nigeria (HQ) | 2003 | Payments | [email protected] |
1
Low
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391
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29.0K (23%) | 17 years ago | Private Equity | 1 | Unknown | 13123 | 5 months ago | |
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EtioneraPay | - | Secured Payment, Value Delivered |
What is EtioneraPay: A Blockchain Escrow Payment Gateway For All Online and Off... |
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Nigeria
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Lagos | Nigeria (HQ) | 2022 | Financial Services, Payments | [email protected] |
1
Low
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1
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772 | 1 year ago | Non Equity Assistance | 1 | Unknown | 459 | 1 year ago | |
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Bento | - | Empowering African businesses with world-class payroll and HRM tools so they can... | Bento celebrates African businesses and business builders, and believes they hav... | - |
Nigeria
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Lagos | Nigeria (HQ) + 3 | 2016 | Payments, Human Resources | [email protected] |
1
Low
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64
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13.3K | 5 years ago | Seed | 1 | Unknown | 3673 | 1 year ago | |
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LeedPay | - | LeedPay is a cross border financial services provider. | LeedPay is a crypto-powered remittance product that allows anyone, anywhere in t... | - |
Nigeria
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Lagos | Nigeria (HQ) | 2021 | Finance, Financial Services +1 | [email protected] |
1
Low
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393
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74 | 3 years ago | Pre Seed | 1 | Unknown | 233 | 8 dkI fgK | |
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Sycamore.NG | - | Empowering individuals and businesses with the financial tools to Save, Earn, In... | Our financial services help professionals and entrepreneurs who want rapid same-... | - |
Nigeria
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- | Nigeria (HQ) | 2018 | Financial Services, Payments | - |
1
Low
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132
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17.7K (-16%) | 3 years ago | Seed | 1 | Unknown | 6012 | 5 1ex Lt4 | |
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Kite | - | Every Individual, financial access, equality & freedom. Powering financial inclu... | Your Gateway to Financial Inclusion. Buy, Sell, Send, Receive, Pay and Swap BTC,... | - |
Nigeria
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- | Nigeria (HQ) + 1 | 2018 | Crypto, Financial Services +2 | [email protected] |
1
Low
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11
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69394 | - | Seed | - | - | 643 | 1 year ago | |
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Dukka | - | We are hiring! Digitizing ledgers. Helping small businesses accept payments how... |
Single solution for small businesses everywhere. • Digitised bookkeeping • Accep... |
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Nigeria
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- | Nigeria (HQ) + 1 | 2021 | Financial Services, Fintech +2 | [email protected] |
1
Low
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37
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2.3K (228%) | 1 year ago | Seed | 1 | Unknown | 3351 | 5 months ago | |
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SevPay | - | Simplifying Payments for International Students | Empowering Global Education: Simplifying Payments for International Students | - |
Nigeria
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- | Nigeria (HQ) | 2022 | Fintech, Payments | - |
1
Low
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2
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909 | - | Pre Seed | - | - | 53 | 5 months ago | |
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Ricive | - | All-in-one platform to power business operations | Modern POS for African retail stores | - |
Nigeria
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Lagos | Nigeria (HQ) | 2022 | Logistics, Payments +1 | [email protected] |
1
Low
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3
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675 | - | - | - | - | 69 | 6 J7w Rou | |
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BudPay | - | Seamless Payments, Global Connections. | Go Bud’erless with BudPay for Business. Your gateway to seamless payment solutio... | - |
Nigeria
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Lagos | Nigeria (HQ) | 2017 | Fintech, Payments | [email protected] |
1
Low
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89
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27.0K (-14%) | - | - | - | - | 4647 | 5 months ago | |
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TransferXO | - | Expanding the frontiers of financial opportunities across Africa and beyond | TransferXO is a financial technology company based in Lagos, Nigeria, founded in... | - |
Nigeria
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Lagos | Nigeria (HQ) | 2022 | Blockchain, Crypto +3 | [email protected] |
1
Low
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11
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657 (-100%) | - | - | - | - | 131 | 1 year ago | |
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Redtech | - | Powering Africa's Prosperity | At Redtech, we are dedicated to empowering individuals and businesses across Afr... | - |
Nigeria
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Lagos | Nigeria (HQ) | 2020 | Finance, Financial Services +1 | [email protected] |
1
Low
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82
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68 (-87%) | - | - | - | - | 1571 | 5 months ago |