Top Insurtech Startups in Germany (2025 Update)
Explore the best Insurtech companies in Germany. Discover high-growth startups and investment opportunities in our 2025 updated list.
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Explore Top Insurtech Startups in Germany featuring 78 Companies
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Clark | - | Clark - Der VersicherungsmanagerClark kombiniert modernste Technologie mit persö... | Clark, the insurance robo-advisor, evaluates customers’ current insurance polici... | - |
Germany
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Frankfurt | Germany (HQ) | 2015 | Fintech, Insurance +1 | [email protected] |
1
Low
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866
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192.1K (4%) | 4 years ago | Series C | 6 | 133.7M | 17701 | 4 1cz FMy | |
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WETTERHELD | - | We insure weather risks of small businesses: fast, simple and digital. Don't be... | We insure farmers against drought and events, restaurants, volksfests against ra... | - |
Germany
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Hamburg | Germany (HQ) | 2019 | Insurance, Insurtech | [email protected] |
1
Low
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3
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2.1K (-51%) | 5 years ago | Seed | 2 | 375.0K | 823 | 7 months ago | |
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YAS.life | - | einfach. alle. gesund. – mit YAS.beneFit, der einzigartigen Kombination aus bKV... | YAS.beneFit - your solution for company health insurance and corporate benefits... | - |
Germany
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Berlin | Germany (HQ) | 2016 | Health Care, Health and Wellness +3 | [email protected] |
1
Low
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29
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3.7K (-64%) | 4 years ago | Seed | 3 | 6.3M | 1683 | 5 months ago | |
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FRIDAY Insurance | - | The first insurance experience customers love. |
🚀 About Us 🚀 FRIDAY was founded in 2017 by an experienced team of startup and... |
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Germany
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Berlin | Germany (HQ) + 3 | 2017 | Finance, Insurance +1 | [email protected] |
1
Low
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156
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482 (-100%) | 6 years ago | Series Unknown | 1 | 114.0M | 5375 | 6 months ago | |
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CyberDirekt | - | Reinventing insurance for the digitized economy. | We support Tech- and SME companies to protect their digital assets and technolog... | - |
Germany
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Berlin | Germany (HQ) | 2017 | Cyber Security, Financial Services +3 | [email protected] |
1
Low
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24
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1.1K (-50%) | 4 years ago | Seed | 2 | 3.1M | 1922 | 5 months ago | |
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INZMO | - | Leading EU insurtech. Awarded Insurance Shaper 2019. Innovating individual & emb... | INZMO is revolutionizing the insurance industry across the EU with the best embe... | - |
Germany
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Berlin | Germany (HQ) + 1 | 2016 | Financial Services, IT Infrastructure +4 | [email protected] |
1
Low
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22
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10.3K (63%) | 4 years ago | Seed | 5 | 7.9M | 15554 | 5 months ago | |
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omni:us | - | We're Hiring! Home of AI. Future of Claim Automation. | omni:us is the leading provider of AI-powered end-2-end insurance claim automati... | - |
Germany
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Berlin | Germany (HQ) + 2 | 2015 | AI, Computer Vision +3 | [email protected] |
1
Low
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58
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2.9K (16%) | 2 years ago | Series A | 8 | 58.4M | 5273 | 1 year ago | |
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Getsurance | - | We’re developing online insurance with an award-winning user experience. | Getsurance offers digital life insurance that people can buy online in 5 minutes... | - |
Germany
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Berlin | Germany (HQ) | 2016 | Information Technology, Insurance +2 | [email protected] |
1
Low
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10
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23.2K (-14%) | 7 years ago | Secondary Market | 3 | 2.5M | 1243 | 2 years ago | |
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hepster | New open positions 6 Jobs | Insurance as simple as online shopping. | Our vision: Insurance as simple as online shopping. By developing individually c... | - |
Germany
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Rostock | Germany (HQ) | 2016 | Financial Services, Insurance +2 | [email protected] |
2
Normal
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91
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1.4K (-46%) | 1 year ago | Series Unknown | 5 | 34.3M | 3164 | 5 months ago | |
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Finlex | - | Let your challenges be ours | Finlex – als führender technologiegetriebener Spezialmakler für Cyber- und Finan... | - |
Germany
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Frankfurt | Germany (HQ) + 4 | 2015 | Financial Services, Insurance +1 | [email protected] |
1
Low
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104
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2.3K | 3 years ago | Series A | 1 | 8.0M | 4252 | 3 months ago | |
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Thinksurance | - | The intelligent insurance consultation platform | Thinksurance is the leading digital consultation platform for business insurance... | - |
Germany
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Frankfurt | Germany (HQ) + 1 | 2015 | Financial Services, Fintech +4 | [email protected] |
1
Low
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98
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13.4K (37%) | 1 year ago | Series B | 4 | 39.0M | 7224 | 7 months ago | |
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Getsafe | - | Insurance redefined: empowering people to protect what matters. | Getsafe empowers people to take control of their futures by making informed life... | - |
Germany
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Heidelberg | Germany (HQ) | 2015 | Fintech, Insurance +4 | [email protected] |
1
Low
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212
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91.2K (-10%) | 3 years ago | Series B | 5 | 115.9M | 12291 | 3 months ago | |
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ELEMENT Insurance AG | - | Empowering MGAs across Europe |
ELEMENT Insurance AG is a BaFin-licensed insurer in the P&C sector. Our vision i... |
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Germany
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Berlin | Germany (HQ) | 2017 | B2B, Financial Services +2 | [email protected] |
1
Low
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88
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11.0K | 1 year ago | Series C | 7 | 137.4M | 7359 | 6 months ago | |
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ottonova | - | German health insurance reduced to the best. | We are Germany's first purely digital health insurance company. Our mission is t... | - |
Germany
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Munchen | Germany (HQ) + 1 | 2015 | Health Care, Insurance +2 | [email protected] |
1
Low
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153
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206.5K | 2 years ago | Series F | 6 | 159.0M | 4619 | 3 months ago | |
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Etvas | - | Germany's first rewards platform for card-linked offers. | Our vision is to reward every customer every day by providing Europe’s leading r... | - |
Germany
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Hamburg | Germany (HQ) | 2019 | Fintech, Insurance +7 | [email protected] |
1
Low
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8
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3.2K | 2 years ago | Seed | 4 | 2.2M | 524 | 9 months ago | |
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AAZZUR | - | Embed smart financial products with our Smart Finance Blocks. We build the tech... | AAZZUR is reinventing how banks are built, how banking data is used to increase... | - |
Germany
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Berlin | Germany (HQ) | 2017 | Fintech, Insurtech +2 | [email protected] |
1
Low
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21
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155 | 1 year ago | Seed | 5 | 2.2M | 3223 | 1 year ago | |
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Coya | - | Coya is an Insurance Tech that creates affordable and customer-centric insurance... | Coya is revolutionizing the insurance industry by redesigning and extending the... | - |
Germany
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Berlin | Germany (HQ) | 2016 | AI, Fintech +3 | [email protected] |
1
Low
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533
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104 | 4 years ago | Series Unknown | 3 | 46.1M | 31139 | 9 QDN iPd | |
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Vinlivt | - | Die Nr. 1 Vertragsmanager-App für deine Kunden! |
Für Vermittler, Finanzberater und Vertriebe: Das Nutzererlebnis der Extraklasse,... |
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Germany
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Munchen | Germany (HQ) + 1 | 2021 | Financial Services, Insurtech +1 | [email protected] |
1
Low
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7
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1.9K (27%) | 1 year ago | Pre Seed | 2 | 1.7M | 1339 | 6 months ago | |
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Immotege GmbH | - | Der Finanzierungsexperte für durchdachte Immobilieninvestments von privaten Inve... | Wir übernehmen auch Finanzierungsgeschäft für Kollegen aus der Finanzierungvermi... | - |
Germany
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Leonberg | Germany (HQ) + 1 | 2014 | Finance, Financial Services +4 | [email protected] |
1
Low
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9
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11.1K (-1%) | 3 years ago | Seed | 4 | 645.0K | 200 | 1 year ago | |
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Feather | - | Honest, simple insurance. | We believe people deserve to know their options and have the best possible cover... | - |
Germany
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Berlin | Germany (HQ) | 2018 | Finance, Financial Services +2 | [email protected] |
1
Low
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49
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93.6K | 11 months ago | Series A | 4 | 9.9M | 2751 | 10 months ago | |
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Afilio | - | Wir kümmern uns um die schwierigen Themen, damit Du Zeit für die schönen Dinge i... | Vorsorge ist der beste Weg, sich selbst und Angehörige zu schützen. Aber Vorsorg... | - |
Germany
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Berlin | Germany (HQ) | 2017 | Finance, Financial Services +2 | [email protected] |
1
Low
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38
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232.6K (8%) | 3 years ago | Series A | 1 | 13.0M | 1246 | 3 months ago | |
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Sympatient | - | The world's first digital anxiety clinic. | We are transforming mental health. Sympatient combines real therapists with tech... | - |
Germany
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Hamburg | Germany (HQ) | 2017 | Digital Health, Health Care +3 | [email protected] |
1
Low
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70
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4.4K | 2 years ago | Series A | 2 | 9.1M | 3231 | 3 months ago | |
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Lumnion | - | State of the art AI driven pricing platform for P&C and Health Insurance | Lumnion develops state-of-the-art AI-driven insurance pricing platforms for the... | - |
Germany
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Munchen | Germany (HQ) + 1 | 2019 | AI, Information Technology +2 | [email protected] |
1
Low
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21
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308 (-16%) | 1 year ago | Seed | 5 | 10.1M | 3107 | 1 week ago | |
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MotionsCloud | - | Damage Assessment Automation Engine for vehicle & property inspection powered by... | MotionsCloud helps property and vehicle insurers to streamline and automate clai... | - |
Germany
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Mannheim | Germany (HQ) + 1 | 2016 | AI, Computer Vision +7 | [email protected] |
1
Low
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16
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245 (-84%) | 3 years ago | Seed | 6 | 2.0M | 787 | 5 months ago | |
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Enzo | - | Safe Buildings. Save Water. | Enzo is a B2B PropTech and WaterTech startup offering innovative solutions tailo... | - |
Germany
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Heidelberg | Germany (HQ) | 2021 | Fintech, Insurance +1 | [email protected] |
1
Low
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23
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1.2K | 10 months ago | Seed | 2 | 2.3M | 1079 | 5 months ago | |
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N26 | 1 month ago mentioned on Tech. (View) | Building the bank the world loves to use. | N26 AG is Europe’s leading digital bank with a full German banking licence. Buil... | - |
Germany
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Berlin | Germany (HQ) + 2 | 2013 | Finance, Financial Services +3 | [email protected] |
1
Low
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1618
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3.6M (-5%) | 9 months ago | Series E | 13 | 1.7B | 268329 | 5 months ago | |
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Finanzchef24 | - | Gewerbe einfach gut versichert. | Finanzchef24 - Deutschlands großer digitaler Versicherungsmakler für Unternehmer... | - |
Germany
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Munchen | Germany (HQ) | 2012 | Finance, Financial Services +3 | [email protected] |
1
Low
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28
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194 (-100%) | 4 years ago | Series Unknown | 5 | 14.0M | 966 | 5 months ago | |
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simplesurance | - | Your platform for simple access to insurance. | Since 2012, we are proudly „Made in Berlin“: our Most Awesome Team is highly int... | - |
Germany
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Berlin | Germany (HQ) | 2012 | E-Commerce, Financial Services +4 | [email protected] |
1
Low
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117
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967 (-100%) | 4 years ago | Debt Financing | 10 | 78.1M | 4587 | 5 months ago | |
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Thinksurance | - | The intelligent insurance consultation platform | Thinksurance is the leading digital consultation platform for business insurance... | - |
Germany
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Frankfurt | Germany (HQ) + 1 | 2015 | Financial Services, Fintech +4 | [email protected] |
1
Low
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102
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13.4K (37%) | 1 year ago | Series B | 4 | 39.0M | 7179 | 7 months ago | |
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SureIn | - | Lifelong Insurance Partner for SMBs |
SureIn makes business insurance easy, transparent and hassle-free. Why? Becaus... |
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Germany
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Berlin | Germany (HQ) | 2021 | Information Technology, Insurtech | [email protected] |
1
Low
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16
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6.4K (-25%) | 1 year ago | Seed | 2 | 4.0M | 1881 | 6 months ago | |
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hepster | New open positions 6 Jobs | Insurance as simple as online shopping. | Our vision: Insurance as simple as online shopping. By developing individually c... | - |
Germany
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Rostock | Germany (HQ) | 2016 | Financial Services, Insurance +2 | [email protected] |
2
Normal
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91
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1.3K (-7%) | 1 year ago | Series Unknown | 5 | 34.3M | 3165 | 5 months ago | |
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MyGutachter GmbH | - | Die Zukunft ist online - unsere Gutachten sind es auch | Unser Portfolio unabhängiger Dienstleistungen reicht von Zustandsbewertungen, Re... | - |
Germany
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Bochum | Germany (HQ) | 2021 | Information Technology, Insurtech +1 | [email protected] |
1
Low
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13
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448 | 2 years ago | Angel | 1 | 150.0K | 1787 | 6 months ago | |
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AIMO™ | - | Der Personal Trainer für die Hosentasche |
App Seite. 💪🏻 Beweg dich wieder wie ein junger Gott. 💜 Personal Trainer für d... |
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Germany
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Denkendorf | Germany (HQ) | 2018 | AI, Health Care +2 | [email protected] |
1
Low
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24
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5.3K | 8 years ago | Seed | 1 | 15.0K | 436 | 1 year ago | |
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insureQ | - | Enabling freelancers and SMEs to insure their business smarter. | insureQ enables freelancers and businesses to quickly and easily calculate the r... | - |
Germany
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Munchen | Germany (HQ) | 2020 | Financial Services, Fintech +2 | [email protected] |
1
Low
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3
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566 (-100%) | 4 years ago | Seed | 2 | 4.2M | 1281 | 3 years ago | |
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wefox | - | Empowering Insurance | wefox was founded in 2015 by Julian Teicke, Fabian Wesemann, and Dario Fazlic.... | - |
Germany
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Berlin | Germany (HQ) | 2015 | Financial Services, Fintech +3 | [email protected] |
1
Low
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528
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56.3K (2%) | 11 months ago | Series Unknown | 10 | 1.5B | 36587 | 5 months ago | |
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Xempus | - | Wir machen Vorsorge einfach. | Xempus ist eine unabhängige Software-as-a-Service (SaaS)-Plattform für den Vertr... | - |
Germany
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Munchen | Germany (HQ) | 2007 | Financial Services, Fintech +3 | [email protected] |
1
Low
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173
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432 (-100%) | 2 years ago | Series D | 5 | 124.4M | 4363 | 6 months ago | |
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Kompass Group AG | - | Die Karlsruher Kompass Group kauft, digitalisiert und skaliert Finanzdienstleist... | Die Karlsruher Kompass Group kauft, digitalisiert und skaliert Finanzdienstleist... | - |
Germany
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Karlsruhe | Germany (HQ) | 2023 | Financial Services, Insurtech | [email protected] |
1
Low
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25
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18053 | - | Seed | - | 5.0M | 271 | 7 months ago | |
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Balance Re | - | Bringing Life to Reinsurance |
Balance Re provides reinsurance solutions to life insurance companies. Our pro... |
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Germany
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Koln | Germany (HQ) + 1 | 2017 | Financial Services, Insurance +1 | [email protected] |
1
Low
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10
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1.7K | 3 years ago | Series A | 1 | 10.0M | 91286 | 4 eps Q5r | |
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Artificient Mobility Inte... | - | 📱Unlocking the potential of mobility data, we transform idle data into actionab... |
💡From 🇩🇪automotive AI research to connected mobility data intelligence 💻📱 We... |
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Germany
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Aachen | Germany (HQ) | 2022 | AI, Computer Vision +6 | [email protected] |
1
Low
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4
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248 (-69%) | 2 years ago | Pre Seed | 3 | 500.0K | 905 | 1 year ago | |
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Embea | - | We make financial protection accessible to everyone | Embea is a life insurance company that provides coverage through digital interfa... | - |
Germany
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Berlin | Germany (HQ) | 2022 | Financial Services, Insurance +1 | - |
1
Low
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5
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350 (-59%) | 1 year ago | Seed | 1 | 4.0M | 843 | 1 year ago |