Top Fintech Startups in Nigeria (2025 Update)
Explore the best Fintech companies in Nigeria. Discover high-growth startups and investment opportunities in our 2025 updated list.
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๐๐ผ Hi, I'm Bounce Watch. Let's explore what's happening in Top Fintech Startups in Nigeria!
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Explore Top Fintech Startups in Nigeria featuring 101 Companies
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-logo.jpg "Bongalow (Techstars โ22)"){kind=logo}
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Bongalow (Techstars โ22) | - | Mortgage infrastructure for African banks | Bongalow provides an end-to-end loan and mortgage origination platform that empo... | - |
Nigeria
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Lagos | Nigeria (HQ) + 3 | 2019 | Finance, Financial Services +2 | [email protected] |
1
Low
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2
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433 | 3 years ago | Pre Seed | 2 | 120.0K | 67900 | 1 QW5 YHC | |
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Bujeti (YC W23) | - | Bujeti enables African businesses to take control of their finances through a ce... |
Bujeti is a 360ยฐ Financial Management Software for African Businesses. Boost fi... |
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Nigeria
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Lagos | Nigeria (HQ) + 1 | 2021 | B2B, Financial Services +2 | [email protected] |
1
Low
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21
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8.6K (43%) | 1 year ago | Seed | 3 | 2.5M | 3897 | 5 months ago | |
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-logo.jpg "Flex Finance"){kind=logo}
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Flex Finance | - | Award-winning Spend Management & Corporate cards solution for Businesses in Afri... | We help free business owners and finance teams in Africa from the stress of spen... | - |
Nigeria
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Lagos | Nigeria (HQ) | 2019 | B2B, Financial Services +2 | [email protected] |
1
Low
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35
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14.7K (44%) | 2 years ago | Seed | 5 | 800.2K | 10290 | 2 years ago | |
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Maplerad | - | Maplerad is the leading AI-powered payment infrastructure for global businesses.... | Maplerad is the leading AI-powered payment infrastructure for global businesses.... | - |
Nigeria
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Lagos | Nigeria (HQ) + 1 | 2022 | Crypto, Financial Services +3 | [email protected] |
1
Low
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22
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20.1K | 2 years ago | Seed | 2 | 6.0M | 1725 | 20 hours ago | |
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Raenest | - | Borderless payments for African talents. | Raenest is a modern financial management tool for African remote workforce talen... | - |
Nigeria
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Ikeja | Nigeria (HQ) + 1 | 2021 | Financial Services, Fintech +1 | [email protected] |
1
Low
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55
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256 | 1 year ago | Non Equity Assistance | 3 | 3.5M | 3647 | 5 months ago | |
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Get It Done Now | - | Financial Services & Economic Growth. For Nigeria. For Africa | Africa's Fintech Company with a Community marketplace for trusted vendors, backe... | - |
Nigeria
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Lagos | Nigeria (HQ) + 1 | 2018 | EdTech, Financial Services +5 | [email protected] |
1
Low
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7
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1.0K | 3 years ago | Convertible Note | 12 | 364.1K | 2017 | 8 months ago | |
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Numero | - | Banking Infrastructure built for Businesses | Banking Infrastructure Built for Businesses | - |
Nigeria
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Lagos | Nigeria (HQ) | 2019 | Financial Services, Fintech +1 | [email protected] |
1
Low
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4
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740 (14%) | 2 years ago | Non Equity Assistance | 2 | 307.0K | 202 | 1 year ago | |
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-logo.jpg "Lenco (YC W22)"){kind=logo}
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Lenco (YC W22) | - | We revolutionize digital payments by offering seamless, secure, and innovative s... | Lenco provides full-fledged current accounts and expense management tools for Af... | - |
Nigeria
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Lagos | Nigeria (HQ) + 2 | 2021 | Financial Services, Fintech +1 | [email protected] |
1
Low
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48
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9.9K (36%) | 3 years ago | Seed | 4 | 2.1M | 4523 | 5 months ago | |
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Gigbanc | - | Africa's best neobank for remote workers and creators | Africa's best neobank for remote workers and creators. We offer a one-stop-shop... | - |
Nigeria
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Lagos | Nigeria (HQ) + 3 | 2023 | Finance, Financial Services +1 | [email protected] |
1
Low
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20
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204 | 1 year ago | Pre Seed | 3 | 285.0K | 1051 | 5 months ago | |
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Duplo | - | Automate your Financial Operations | Duplo makes it easier for African businesses to manage their financial operation... | - |
Nigeria
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Lagos | Nigeria (HQ) | 2021 | B2B, Finance +2 | [email protected] |
1
Low
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63
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4.7K (-2%) | 2 years ago | Seed | 5 | 6.2M | 7755 | 6 months ago | |
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Casava | - | Insurance You Enjoy! |
Casava is the fastest growing insurtech startup in Africa. We are making insuran... |
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Nigeria
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Lagos | Nigeria (HQ) | 2019 | Fintech, Insurance +3 | [email protected] |
1
Low
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27
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4.9K (-20%) | 3 years ago | Pre Seed | 2 | 4.0M | 2840 | 5 months ago | |
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Indicina | - | We're building Africa's credit infrastructure | We are making it possible for every current and potential credit provider in Afr... | - |
Nigeria
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Lagos | Nigeria (HQ) | 2018 | Analytics, Finance +2 | [email protected] |
1
Low
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30
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273 (-100%) | 3 years ago | Seed | 6 | 7.5M | 4937 | 1 year ago | |
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Crop2Cash | - | Making formal financing accessible to smallholder farmers. Find out more at c2c.... | Creating prosperity for smallholder farmers. | - |
Nigeria
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Ibadan | Nigeria (HQ) + 1 | 2018 | Agriculture, Financial Services +2 | [email protected] |
1
Low
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31
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19 (-100%) | 2 years ago | Grant | 6 | 303.5K | 2124 | 6 months ago | |
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Fundall | - | Fundall is providing young Africans with tools necessary for building wealth and... | Fundall is the single point of entry that enables the customer to have easy acce... | - |
Nigeria
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Lagos | Nigeria (HQ) | 2019 | Finance, Financial Services +4 | [email protected] |
1
Low
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14
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53752 | - | Pre Seed | - | 150.0K | 2598 | 1 year ago | |
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Flitbase | - | Financial experiences for Africa's abundance. | Building Financial experiences for Africa's abundance. | - |
Nigeria
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Port Harcourt | Nigeria (HQ) | 2020 | Blockchain, Crypto +1 | [email protected] |
1
Low
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5
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13090 | - | Pre Seed | - | 60.0K | 95 | 4 whi bBq | |
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Accelerex | - | Nigeria's Leading Fintech Company. Winner of the CBN "Cashless Driver" Awardโ. | Accelerex Limited is a financial technology company focused on delivering digita... | - |
Nigeria
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Ikeja | Nigeria (HQ) | 2008 | Financial Services, Fintech +1 | [email protected] |
1
Low
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324
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25.9K (305%) | 4 years ago | Private Equity | 1 | 20.0M | 12760 | 5 months ago | |
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PalmPay | - | Say Yes to More! | PalmPay is building the financial superapp for Africa. | - |
Nigeria
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Lagos | Nigeria (HQ) + 5 | 2019 | Finance, Financial Services +2 | [email protected] |
1
Low
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1729
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328.5K | 3 years ago | Series A | 2 | 140.0M | 160188 | 3 months ago | |
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myStashhq | - | Make money moves, save automatically as you spend or earn | myStash is a financial management platform that allows users to make money move... | - |
Nigeria
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Lagos | Nigeria (HQ) | 2021 | Financial Services, Fintech | [email protected] |
1
Low
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8
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1.4K | 2 years ago | Seed | 4 | 200.0K | 825 | 5 months ago | |
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FlickWheel (AA1 '24) | - | Keep your vehicle on the road | Flickwheel is building the largest network of trusted auto technicians who use m... | - |
Nigeria
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Lagos | Nigeria (HQ) + 1 | 2021 | Fintech, Automotive | [email protected] |
1
Low
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5
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2.5K (108%) | 1 year ago | Pre Seed | 2 | 31.5K | 545 | 1 year ago | |
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Dillali | - | Dillali is a simple record-keeping and financial management tool for small and g... | Dillali is an income and expense management platform for businesses. Generate an... | - |
Nigeria
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- | Nigeria (HQ) + 1 | 2020 | Financial Services, Fintech | [email protected] |
1
Low
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9
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1.5K (-12%) | 2 years ago | Series Unknown | 3 | 220.0K | 1601 | 1 year ago | |
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Trove Finance | - | Invest in Nigerian, US and Chinese stocks from the tap of a button | Trove lets you invest in your local and US financial markets with the tap of a b... | - |
Nigeria
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- | Nigeria (HQ) | 2018 | Crypto, Finance +2 | [email protected] |
1
Low
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33
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980 (68%) | 3 years ago | Grant | 6 | 323.3K | 2315 | 10 months ago | |
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Bamboo | - | We're on a mission to democratize access to investment opportunities for African... | Bamboo is an investment platform that gives Africans the tools to build wealth f... | - |
Nigeria
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- | Nigeria (HQ) | 2019 | Financial Services, Fintech +1 | - |
1
Low
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207
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59.8K (-37%) | 3 years ago | Undisclosed | 6 | 33.6M | 16963 | 5 months ago | |
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Seso Global Limited | - | Africa's Trusted Property Market | Seso Globalโs Marketplace offers a unique one-stop-shop for digital real estate... | - |
Nigeria
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- | Nigeria (HQ) + 1 | 2017 | Blockchain, Fintech +2 | [email protected] |
1
Low
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25
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165 (-100%) | 1 year ago | Pre Seed | 4 | 720.0K | 3254 | 5 months ago | |
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OPay | - | Enable Large Transaction Shield for added protection on your OPay app, double th... | OPay gives you the freedom to do more! Transfers are fast and free, our network... | - |
Nigeria
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- | Nigeria (HQ) | 2018 | Financial Services, Fintech +2 | [email protected] |
1
Low
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3087
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390.2K | 3 years ago | Series C | 3 | 570.0M | 51005 | 6 months ago | |
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-logo.jpg "BrandDrive (Baobab 2023)"){kind=logo}
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BrandDrive (Baobab 2023) | - | Financial Management Stack for Business | Brand Drive, is a data-driven tool that creates growth opportunities for the for... | - |
Nigeria
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- | Nigeria (HQ) + 1 | 2021 | AI, Analytics +3 | [email protected] |
1
Low
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24
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2.0K (-17%) | 1 year ago | Pre Seed | 2 | 200.0K | 990 | 11 months ago | |
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-logo.jpg "VeendHQ (Techstars '23)"){kind=logo}
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VeendHQ (Techstars '23) | - | Helping borrowers with verifiable income access on-demand finance. | Veend provides access to on-demand funds to borrowers with verifiable income. | - |
Nigeria
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- | Nigeria (HQ) + 1 | 2021 | Finance, Financial Services +1 | [email protected] |
1
Low
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20
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15.3K (-15%) | 1 year ago | Pre Seed | 2 | 350.0K | 2673 | 5 months ago | |
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Zilla | - | Buy what you love now and pay later. | We are an innovative company helping Africans to live their best life today thro... | - |
Nigeria
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- | Nigeria (HQ) | 2021 | Financial Services, Fintech | [email protected] |
1
Low
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15
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3.0K (-62%) | 3 years ago | Pre Seed | 1 | 300.0K | 589 | 10 w2Q Xob | |
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NowNow | - | Building the world's best technology that digitizes cash payments and provides F... | NOWNOW is a Fintech platform that allows users to send and receive money, purcha... | - |
Nigeria
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- | Nigeria (HQ) | 2015 | Financial Services, Fintech +1 | [email protected] |
1
Low
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251
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8.6K | 2 years ago | Seed | 1 | 13.0M | 10065 | 5 months ago | |
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Flux | - | Cash Beyond Borders. | A mobile app for accessing a wide range range of financial services. With Flux,... | - |
Nigeria
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- | Nigeria (HQ) + 1 | 2019 | Fintech, Payments | - |
1
Low
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7
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608 (-59%) | 3 years ago | Seed | 2 | 125.0K | 473 | 4 zc2 xfm | |
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Brass | - | Open a free business account from anywhere. Best-in-class financial operations a... | Brass provides simple, yet powerful current account services, tools and support... | - |
Nigeria
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- | Nigeria (HQ) | 2020 | Fintech, Banking | - |
1
Low
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81
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12.6K (4%) | 3 years ago | Seed | 2 | 1.7M | 5831 | 2 years ago | |
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Sudo Africa | - | Modern card issuing & payments for Africa ๐ณ๐จโ๐ป | Sudo is an API platform that enables developers to instantly issue physical and... | - |
Nigeria
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- | Nigeria (HQ) | 2020 | Analytics, Financial Services +2 | - |
1
Low
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40
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3.0K (-29%) | 3 years ago | Pre Seed | 2 | 3.7M | 1345 | 5 months ago | |
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Earnipay | - | Powering Businesses for Growth | Earnipay empowers businesses and individuals to seize financial opportunities an... | - |
Nigeria
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- | Nigeria (HQ) | 2021 | Financial Services, Fintech | [email protected] |
1
Low
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26
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13.3K (90%) | 3 years ago | Seed | 1 | 4.0M | 4389 | 9 months ago | |
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Kiakia | - | access capital | invest . lend . earn | be empowered. | KiaKia is an AI powered market place that utilises non-traditional data to perfo... | - |
Nigeria
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- | Nigeria (HQ) | 2015 | AI, Analytics +5 | [email protected] |
1
Low
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44
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8.1K (-24%) | 6 years ago | Seed | 3 | 550.0K | 1967 | 1 year ago | |
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Interswitch Group | - | They say money makes the world go round. We make money go around the world, ena... | Interswitch is an Africa-focused integrated digital payments and commerce compan... | - |
Nigeria
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- | Nigeria (HQ) + 1 | 2002 | Finance, Financial Services +2 | [email protected] |
1
Low
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1699
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66.2K | 3 years ago | Private Equity | 4 | 320.5M | 373381 | 1 year ago | |
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Okra | - | Powering the next generation of financial products in Africa | Okra is an open finance company empowering businesses and developers across the... | - |
Nigeria
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- | Nigeria (HQ) | 2020 | API, Financial Services +1 | [email protected] |
1
Low
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45
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97 | 4 years ago | Seed | 2 | 4.5M | 15726 | 1 year ago | |
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Mono | - | Africa's Open Banking company | Our goal is to unlock Africa's financial ecosystem, achieved by empowering busin... | - |
Nigeria
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- | Nigeria (HQ) | 2020 | Big Data, Finance +3 | [email protected] |
1
Low
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60
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47.9K (37%) | 3 years ago | Series A | 5 | 20.7M | 1 | 3 months ago | |
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Regxta | - | FINANCIAL INCLUSION STARTS HERE | Regxta is building the first digital bank focusing on 600million underserved in... | - |
Nigeria
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- | Nigeria (HQ) | 2018 | Fintech | [email protected] |
1
Low
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21
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28.8K (56%) | 11 months ago | Grant | 3 | 10.0K | 1265 | 5 months ago | |
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Cobblescore | - | We help Nigerians get easier and quicker access to credit facilities within thei... |
FIRST CREDIT-BUILDING PLATFORM FOR NIGERIANS. In Africa, over 70% of people do... |
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Nigeria
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- | Nigeria (HQ) | 2020 | Fintech | [email protected] |
1
Low
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1
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172 (-100%) | 2 years ago | Pre Seed | 1 | 120.0K | 139 | 6 Zyd kaH | |
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KoloPay App | - | - | KoloPay App is a cashless mobile and web application that enables target savings... | - |
Nigeria
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Lagos | Nigeria (HQ) | 2017 | Fintech | [email protected] |
1
Low
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3
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2.5K (67%) | 6 years ago | Seed | 1 | 25.0K | 164 | 5 wFs T7Q | |
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FINT Technology Africa | - | Powering impact investing across Nigeria | We are a tech platform that connects individual and corporate lenders looking to... | - |
Nigeria
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Lagos | Nigeria (HQ) | 2017 | Finance, Fintech | [email protected] |
1
Low
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4
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323 (-77%) | 5 years ago | Grant | 1 | Unknown | 36285 | 6 YP6 zKU |