Top Fintech Startups in Kenya (2025 Update)
Explore the best Fintech companies in Kenya. Discover high-growth startups and investment opportunities in our 2025 updated list.
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Explore Top Fintech Startups in Kenya featuring 56 Companies
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FarmDrive | - | Using advanced data analytics to drive digital financial services to the smallho... | FarmDrive is an agricultural data analytics company driving financial services t... | - |
Kenya
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Nairobi | Kenya (HQ) | 2014 | Agriculture, Analytics +4 | [email protected] |
1
Low
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1
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570 | 1 year ago | Grant | 3 | 175.0K | 38634 | 8 R1Y 5GP | |
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Digiduka | - | Grow your kiosk by downloading our app on playstore https://play.google.com/sto... | Digiduka is a digital payment services provider on a mission to bring informal r... | - |
Kenya
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Nairobi | Kenya (HQ) | 2019 | Financial Services, Fintech | [email protected] |
1
Low
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3
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472 | 3 years ago | Non Equity Assistance | 3 | 184.0K | 690 | 1 year ago | |
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Cherehani Africa | - | Building Thriving Communities | We leverage mobile to provide credit and to distribute tailored financial litera... | - |
Kenya
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Nairobi | Kenya (HQ) | 2014 | Education, Finance +5 | [email protected] |
1
Low
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19
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147 (-71%) | 1 year ago | Seed | 3 | 440.0K | 698 | 5 months ago | |
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Cladfy Inc. (Techstars '2... | - | Powering African Microfinance. | Cladfy provides Microfinance Lenders with modern loan management software, alter... | - |
Kenya
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Nairobi | Kenya (HQ) | 2022 | Financial Services, Fintech +1 | - |
1
Low
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6
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539 | 2 years ago | Pre Seed | 2 | 120.0K | 866 | 5 months ago | |
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Zanifu | - | We provide stock financing for MSME's in Africa | We support MSME's in Africa by bringing their businesses online and providing wo... | - |
Kenya
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Nairobi | Kenya (HQ) | 2017 | Financial Services, Fintech +1 | [email protected] |
1
Low
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55
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767 (-100%) | 1 year ago | Seed | 5 | 12.7M | 88339 | 9 mPQ XYi | |
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Kotani Pay | - | Kotani Pay is a platform that enables users and businesses in Africa to access s... |
Overview Kotani Pay is Africa’s most reliable on ramp and off ramp platform. W... |
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Kenya
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Nairobi | Kenya (HQ) + 3 | 2020 | Financial Services, Fintech | [email protected] |
1
Low
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17
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1.2K | 1 year ago | Pre Seed | 10 | 4.2M | 4710 | 11 months ago | |
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Credrails | - | Open finance rails for Africa. | Credrails is building the open finance rails for Africa by connecting various da... | - |
Kenya
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Nairobi | Kenya (HQ) | 2020 | Financial Services, Fintech | [email protected] |
1
Low
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31
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994 | 3 years ago | Seed | 1 | 2.5M | 9013 | 1 year ago | |
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MarketForce | - | MarketForce is the #1 B2B retail distribution network in Africa 🇰🇪 🇺🇬 🇹🇿 🇷🇼 🇳🇬 .... | MarketForce bridges the gap in retail distribution by delivering an end-to-end p... | - |
Kenya
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Nairobi | Kenya (HQ) + 4 | 2018 | Financial Services, Fintech +1 | [email protected] |
1
Low
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223
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901 | 1 year ago | Series A | 14 | 103.1M | 13499 | 1 year ago | |
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Ndovu | - | Ndovu makes it super easy for everyone in Africa to save & invest. No paperwork... | We are democratising prosperity in Africa. | - |
Kenya
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Nairobi | Kenya (HQ) | 2020 | Financial Services, Fintech | - |
1
Low
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100
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51.4K (62%) | 1 year ago | Seed | 6 | 340.0K | 6628 | 5 months ago | |
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Incourage | - | We provide opportunities 10x passive income to our partners to bring an online p... |
Our Mission is "Unleash your potential". We provide opportunities 10x passive i... |
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Kenya
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Nairobi | Kenya (HQ) | 2022 | Fintech, Insurance +1 | [email protected] |
1
Low
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39
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973 | 2 years ago | Pre Seed | 1 | 350.0K | 14378 | 7 months ago | |
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CONTAINER DEPOSIT FUND | - | Fintech for Logistics in Africa | A Techstars backed Company | We are a fintech startup focused on the logistics market in Africa. Our mission... | - |
Kenya
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Nairobi | Kenya (HQ) | 2021 | Fintech, Logistics | [email protected] |
1
Low
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5
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256 | 1 year ago | Debt Financing | 2 | 120.0K | 216 | 1 year ago | |
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hela.money | - | AFRICA'S NEO BANK STARTUP | EMBEDDED FINANCE | KENYA FINTECH OF THE YEAR | AFRICA'S NEO BANK STARTUP | EMBEDDED FINANCE | KENYA FINTECH OF THE YEAR | - |
Kenya
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Nairobi | Kenya (HQ) | 2022 | Finance, Financial Services +5 | [email protected] |
1
Low
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2
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500 | 1 year ago | Non Equity Assistance | 4 | 175.0K | 583 | 1 year ago | |
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Tynka Global | - | Increasing Private Investments by saving you Time, Energy & Resources | Tynka Global is a FinTech company increasing partnerships and investment opportu... | - |
Kenya
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Nairobi | Kenya (HQ) | 2023 | Financial Services, Fintech +1 | [email protected] |
1
Low
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2
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117 | 1 year ago | Pre Seed | 1 | 10.0K | 31202 | 1 year ago | |
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Anansi Technology | - | Empowering Savings and Credit Cooperatives to compete in a digital-first world. | Digitzing SACCOs (Savings and Credit Cooperative Societies) to achieve double-di... | - |
Kenya
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Nairobi | Kenya (HQ) | 2022 | Financial Services, Fintech | [email protected] |
1
Low
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8
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28 | 1 year ago | Pre Seed | 1 | 55.0K | 937 | 4 months ago | |
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Ubawa Technologies Ltd | - | Innovate ▪︎》Disrupt ▪︎》Transform | We are a Technology and Consulting company who provide products and services to... | - |
Kenya
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Nairobi | Kenya (HQ) | 2020 | Fintech, Payments +1 | - |
1
Low
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2
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32 | 3 years ago | Seed | 2 | 750.0K | 44658 | 7 Cyl plc | |
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Naivera Inc. | - | Driving Finance towards Affordable Rental Apartments for Wealth Creation and Bet... | We believe in helping people build passive income and wealth through de-risked i... | - |
Kenya
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Nairobi | Kenya (HQ) | 2019 | Financial Services, Fintech | - |
1
Low
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15
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1.1K (-39%) | 2 years ago | Seed | 2 | 165.1K | 2373 | 5 months ago | |
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Avenews | - | Step into the future of fintech for agriculture. | Avenews provides fast and reliable financing solutions for Kenyan agribusinesses... | - |
Kenya
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Nairobi | Kenya (HQ) + 1 | 2017 | Agriculture, Blockchain +7 | [email protected] |
1
Low
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22
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572 (-100%) | 1 year ago | Non Equity Assistance | 4 | 3.6M | 3174 | 5 months ago | |
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Melanin Kapital | - | Climate Fintech Platform | Melanin Kapital is a last-mile carbon financing platform for African SMEs that h... | - |
Kenya
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Nairobi | Kenya (HQ) + 1 | 2020 | Fintech | [email protected] |
1
Low
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19
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599 (3644%) | 3 years ago | Pre Seed | 2 | 220.0K | 6190 | 9 months ago | |
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Terralima | - | Connecting African Smallholder Farmers to Global Markets | Digital Commodity Chain platform that connects a trusted network of Smallholder... | - |
Kenya
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Nairobi | Kenya (HQ) | 2022 | Agriculture, Fintech +2 | [email protected] |
1
Low
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4
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576 (-100%) | 2 years ago | Pre Seed | 1 | 100.0K | 1102 | 5 months ago | |
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Alternative Circle | - | Purpose: Enabling entrepreneurship. Vision: To have the largest network of entr... |
Alternative Circle is a Fintech solutions company. Our Vision: Alternative Ci... |
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Kenya
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Nairobi | Kenya (HQ) | 2016 | Financial Services, Fintech +1 | - |
1
Low
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4
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23298 | - | Seed | - | 1.1M | 23362 | 2 naX 0uB | |
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The Kueq unLimited ®™ | - | The ʞuɐq un - Limited is a Neo bank SUPER APP for unbanked, underbanked & unders... | The ʞuɐq un - Limited is a Neo bank SUPER APP for unbanked, underbanked & unders... | - |
Kenya
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Nairobi | Kenya (HQ) | 2018 | Big Data, Financial Services +6 | [email protected] |
1
Low
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1
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53732 | - | Seed | - | 230.0K | 340 | 8 Hvy KN5 | |
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Tulix | - | The smart way to manage money. | Tulix is building Africa's first homegrown for-purpose remittance solution. We'r... | - |
Kenya
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Nairobi | Kenya (HQ) | 2020 | Financial Services, Fintech +3 | [email protected] |
1
Low
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467
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83455 | - | Non Equity Assistance | - | 200.0K | 1151 | 1 year ago | |
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AFRIGROUPS | - | To enhance opportunities from one corner to Another in Africa | Afrigroups is in wider range of sectors from attracting founders, Angel Investor... | - |
Kenya
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Nairobi | Kenya (HQ) | 2018 | Crypto, Financial Services +1 | [email protected] |
1
Low
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4
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93726 | - | Seed | - | 15.0K | 238 | 10 Lg2 8HI | |
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Pezesha | - | Digital lending infrastructure for Small & Medium Businesses (SMBs) and institut... | Pezesha means(Capital enabler). We have built a holistic digital financial trust... | - |
Kenya
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Nairobi | Kenya (HQ) + 1 | 2016 | Finance, Financial Services +2 | [email protected] |
1
Low
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57
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60.7K (72%) | 1 year ago | Grant | 10 | 13.1M | 21638 | 4 months ago | |
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imali.click | - | Africa's Easy to Deploy “1-Click” Insurance Checkout Platform (Private Beta) | Africa's Easy to Deploy “1-Click” Insurance Checkout API for Progressive Insuran... | - |
Kenya
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Nairobi | Kenya (HQ) + 2 | 2020 | Financial Services, Fintech | - |
1
Low
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55
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345 | 3 years ago | Seed | 6 | 3.9M | 7672 | 5 months ago | |
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HoneyCoin | - | We build tools to help individuals and teams move & spend money anywhere, afford... | HoneyCoin is a software and technology company dedicated to building innovative... | - |
Kenya
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Nairobi | Kenya (HQ) | 2020 | Fintech, Mobile +1 | - |
1
Low
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13
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2.4K (-38%) | 3 years ago | Seed | 3 | 150.0K | 1233 | 1 year ago | |
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WayaWaya | - | Enabling cross border transactions on digital commerce platforms using no-code t... | We provide no code tools that make it possible to connect customers and business... | - |
Kenya
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Nairobi | Kenya (HQ) | 2016 | AI, E-Commerce +5 | [email protected] |
1
Low
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2
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145 | 6 years ago | Grant | 1 | 75.0K | 469 | 8 months ago | |
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Imani Health Wallet | - | Pre-paid mobile wallet particularly for healthcare. Solution is available to ind... | Pre-paid mobile wallet particularly for healthcare. It is open to individuals, f... | - |
Kenya
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Nairobi | Kenya (HQ) | - | Fintech, Health Care +1 | [email protected] |
1
Low
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1
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673 (-100%) | 1 year ago | Pre Seed | 1 | 10.0K | 90 | 1 year ago | |
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Tanda | - | Payment Freedom for You and Your Business. | Tanda is on a mission to unlock Africa's growth through access to essential fina... | - |
Kenya
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Nairobi | Kenya (HQ) + 3 | 2018 | Finance, Financial Services +3 | [email protected] |
1
Low
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38
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290 (-100%) | 2 years ago | Seed | 5 | Unknown | 1576 | 5 months ago | |
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LendXS | - | Supporting rural financial institutions through low cost, high impact digital so... | LendXS provides low-cost software as a service, cloud- based fintech solutions t... | - |
Kenya
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Nairobi | Kenya (HQ) | 2019 | Finance, Financial Services +1 | [email protected] |
1
Low
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8
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409 (-100%) | 4 years ago | Seed | 1 | Unknown | 1949 | 7 months ago | |
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Paydel | - | The safest way to buy & monetise on social platforms in Kenya. Join us in buildi... | Welcome to our LinkedIn page! We are a vibrant and dynamic payments and delivery... | - |
Kenya
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Nairobi | Kenya (HQ) | 2022 | Finance, Fintech +2 | - |
1
Low
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3
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34501 | - | Non Equity Assistance | - | - | 206 | 1 year ago | |
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Zemo | - | All-in-One Expense Management for Growing Businesses. Offering Corporate Cards... | We are a financial solution partner that provides innovative technology to solve... | - |
Kenya
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Nairobi | Kenya (HQ) | 2020 | Financial Services, Fintech +1 | [email protected] |
1
Low
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10
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48120 | - | Pre Seed | - | - | 1657 | 5 months ago | |
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SILQU | - | Driving Automation in Property Management and Payments Across Africa. | Driving Automation in Property Management & Payments Across Africa | - |
Kenya
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Nairobi | Kenya (HQ) + 1 | 2020 | Fintech, Prop Tech +1 | [email protected] |
1
Low
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18
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5367 | - | Non Equity Assistance | - | - | 615 | 6 months ago | |
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Jumuisha | - | A fintech platform for events | An all-in-one digital church management solution that is built on key pillars; D... | - |
Kenya
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Nairobi | Kenya (HQ) | 2020 | Financial Services, Fintech +1 | - |
1
Low
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9
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831 | 3 years ago | Seed | 1 | Unknown | 181 | 5 months ago | |
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umati capital | - | Consistently innovative financial services for seamless access to credit and pay... | Launched in September 2012, the founders of Umati Capital firmly believe that ac... | - |
Kenya
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Nairobi | Kenya (HQ) | 2012 | Consumer products, Financial Services +1 | - |
1
Low
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3
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894 | 9 years ago | Series A | 2 | Unknown | 790 | 7 years ago | |
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The Orion Fintech | - | The most effective, and innovative Finance & Technology Solutions For Everyone..... | Orionfintech.com a financial and technology company with headquarters in Nairobi... | - |
Kenya
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Nairobi | Kenya (HQ) | 2015 | Finance, Financial Services +2 | [email protected] |
1
Low
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1000
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58503 | - | Pre Seed | - | 55.0K | 96 | 1 I5b KGH | |
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Finplus Group | - | A new credit & commerce infrastructure to turn supply chains into demand chains... | Finplus Group is a technology company building new credit & commerce infrastruct... | - |
Kenya
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Nairobi | Kenya (HQ) | 2017 | E-Commerce, Enterprise Software +3 | [email protected] |
1
Low
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14
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21521 | - | Grant | - | 100.0K | 2941 | 1 year ago | |
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Kyanda Africa | - | Transforming Payments! | Kyanda Africa is a pioneering fintech company based in Africa, specializing in c... | - |
Kenya
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Nairobi | Kenya (HQ) | 2019 | API, Financial Services +2 | [email protected] |
1
Low
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6
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19778 | - | Non Equity Assistance | - | - | 3010 | 1 year ago | |
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Abacus Wealth Management,... | - | Invest in the Nairobi Securities Exchange straight from your phone 📲 Learn. Pra... | Abacus builds web and mobile software to help investors across the globe access... | - |
Kenya
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Nairobi | Kenya (HQ) | 2014 | Finance, Financial Services +1 | [email protected] |
1
Low
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2
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710 (-100%) | - | - | - | - | 258 | 11 months ago | |
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Cashfin | - | Maximizing Financial potential for Africa | Cashfin is a fintech app that has integrated financial solutions to help the Afr... | - |
Kenya
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Nairobi | Kenya (HQ) | 2023 | Financial Services, Fintech | [email protected] |
1
Low
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3
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337 (-59%) | - | - | - | - | 189 | 11 months ago |