Top Financial Services Startups in South Africa (2025 Update)
Explore the best Financial Services companies in South Africa. Discover high-growth startups and investment opportunities in our 2025 updated list.
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Explore Top Financial Services Startups in South Africa featuring 437 Companies
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Planet42 | 3 weeks ago mentioned on Tech. (View) | Access to mobility for the underbanked | We're making car ownership accessible for all people in South Africa and Mexico.... | - |
South Africa
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Johannesburg | South Africa (HQ) + 2 | 2017 | Financial Services, Automotive | [email protected] |
1
Low
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98
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15.3K | 1 year ago | Debt Financing | 14 | 166.8M | 4540 | 1 year ago | |
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Centbee | - | Centbee is a digital cash wallet that makes it easy for global consumers to buy,... | Centbee is a digital cash wallet that makes it easy for global consumers to buy,... | - |
South Africa
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Sandton | South Africa (HQ) | 2017 | Financial Services, Fintech +2 | [email protected] |
1
Low
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9
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895 (-100%) | 2 years ago | Seed | 4 | 3.7M | 1807 | 10 months ago | |
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Inoxico | - | Source and verify data on businesses across Africa | Inoxico sources and verifies data on businesses in Africa for KYC, KYV and TPRM... | - |
South Africa
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Johannesburg | South Africa (HQ) | 2009 | Finance, Financial Services +1 | [email protected] |
1
Low
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55
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1.1K | 4 years ago | Series Unknown | 1 | 10.0M | 3613 | 7 months ago | |
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BancX | - | A FinTech platform helping companies and banks on the embedded finance and BaaS... | A FinTech platform helping companies and banks on the embedded finance and BaaS... | - |
South Africa
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Johannesburg | South Africa (HQ) | 2017 | Finance, Financial Services +4 | - |
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Low
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22
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124 (-82%) | 3 years ago | Seed | 3 | 5.9M | 651 | 8 x6o yRl | |
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TymeBank | - | We're a bank that's digitally smart. Unlock the future of banking and stay infor... |
We’re a digital bank founded on simplicity, transparency and affordability. Tym... |
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South Africa
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Johannesburg | South Africa (HQ) | 2012 | Financial Services, Information Technology +2 | [email protected] |
1
Low
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1011
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452.7K (-6%) | 2 years ago | Series C | 7 | 316.8M | 47775 | 5 months ago | |
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adumo | - | Your expert partner in payments. We exist to help you run, grow, simplify and op... | We are your partner in growth, enabling you to seamlessly and securely accept a... | - |
South Africa
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Bryanston | South Africa (HQ) | 2009 | Financial Services, Fintech +1 | [email protected] |
1
Low
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184
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15.1K (-27%) | 2 years ago | Series Unknown | 3 | 415.0M | 5234 | 5 months ago | |
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Akiba Digital | - | We are a pioneering data aggregation and scoring technology company, delivering... | We are a pioneering data aggregation and scoring technology company, specializin... | - |
South Africa
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Johannesburg | South Africa (HQ) | 2018 | Analytics, Cloud Infrastructure +4 | [email protected] |
1
Low
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20
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276 (-80%) | 1 year ago | Pre Seed | 5 | 1.3M | 3495 | 1 year ago | |
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Solarise Africa | - | A Pan-African Energy-as-a-Service Company | Solarise Africa is a pan-African Energy-as-a-Service company. Through our smart... | - |
South Africa
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Sandton | South Africa (HQ) + 2 | 2017 | Energy, Finance +2 | [email protected] |
1
Low
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25
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1.2K (79%) | 2 years ago | Convertible Note | 7 | 57.0M | 4358 | 6 months ago | |
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LeaseSurance | - | Replace cash deposits with lease insurance! | LeaseSurance uses financial technology to optimize assets in rental real estate... | - |
South Africa
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Johannesburg | South Africa (HQ) | 2020 | B2B, Financial Services +1 | - |
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Low
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4
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639 | 1 year ago | Seed | 1 | 3.0M | 379 | 5 months ago | |
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MTN | - | Innovative financial technology delivering seamless solutions. | MTN is a pan-African mobile operator with the strategic intent of ‘Leading digit... | - |
South Africa
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Johannesburg | South Africa (HQ) | 1994 | Finance, Financial Services +1 | - |
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39716
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306.6K | 1 year ago | Corporate Round | 1 | 3.8B | 623139 | 5 months ago | |
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Franc | - | Download franc.app to get access to the best cash & equity funds - no minimums.... | Franc simplifies investing so that everyone can invest like a pro. Set up your i... | - |
South Africa
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Johannesburg | South Africa (HQ) | 2018 | Financial Services, Fintech +1 | [email protected] |
1
Low
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67
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10.9K (8%) | 1 year ago | Non Equity Assistance | 4 | 823.1K | 2828 | 5 months ago | |
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Notto | - | Notto is Africa's first licensed & regulated alternative credit bureau. | Notto is Africa’s first licensed and regulated alternative credit bureau platfor... | - |
South Africa
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Sandton | South Africa (HQ) | 2022 | Financial Services, Prop Tech | [email protected] |
1
Low
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8
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983 (-100%) | 2 years ago | Seed | 1 | 100.0K | 371 | 10 eM5 w1r | |
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ProfitShare Partners | - | Redefining SME Business Funding: No Financials, No Security, No Limits! | Empowering SME growth, ProfitShare Partners is a groundbreaking FinTech company... | - |
South Africa
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Johannesburg | South Africa (HQ) | 2017 | Finance, Financial Services +1 | - |
1
Low
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19
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856 (8%) | 4 years ago | Seed | 2 | 125.0M | 3855 | 5 months ago | |
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MortgageMarket | - | We are SA’s 1st online marketplace for home loans and we pay you up to R5000 cas... | MortgageMarket exists to empower consumers to make informed decisions about thei... | - |
South Africa
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Johannesburg | South Africa (HQ) | 2019 | Finance, Financial Services +2 | [email protected] |
1
Low
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29
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2.9K (-15%) | 4 years ago | Series A | 2 | 17.0M | 1760 | 5 months ago | |
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Bridge Taxi Finance | - | Getting people on the move | We empower entrepreneurs to start their own minibus taxi businesses. We partner... | - |
South Africa
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Johannesburg | South Africa (HQ) | 2015 | Financial Services, Hardware +1 | [email protected] |
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Low
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67
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2.0K (176%) | 1 year ago | Debt Financing | 1 | 10.0M | 3216 | 1 year ago | |
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Payflex | - | Buy today. Pay over 6 weeks or 3 paydays. 0% interest. 𝘛𝘩𝘪𝘴 is shopping. | Payflex is a flexible payment solution available for online and in-store purchas... | - |
South Africa
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Sandton | South Africa (HQ) + 1 | 2018 | E-Commerce, Finance +2 | [email protected] |
1
Low
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57
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37053 | - | Seed | - | 500.0K | 14230 | 5 months ago | |
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StokFella | - | S’khula Sonke (We Grow Together) | StokFella is a Social FinTech company that uses the power of the collective to c... | - |
South Africa
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Bryanston | South Africa (HQ) | 2016 | Finance, Financial Services +1 | [email protected] |
1
Low
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5
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59454 | - | Seed | - | 1.0M | 889 | 9 months ago | |
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Moya Money | - | Quick and easy freelancer management for businesses. Invite your freelancers and... |
Moya Money is a Web App that streamlines invoices and payouts to freelancers. F... |
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South Africa
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Johannesburg | South Africa (HQ) | 2020 | Finance, Financial Services +1 | [email protected] |
1
Low
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8
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177 | 1 year ago | Grant | 3 | 5.0K | 689 | 11 months ago | |
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Lipa Payments | - | Contactless Payments Made Simple. Simple Integration. Better Solutions. | Lipa Payments is a payment software solution for banks and fintech's that allows... | - |
South Africa
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Sandton | South Africa (HQ) + 1 | 2019 | Financial Services, Fintech +1 | [email protected] |
1
Low
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8
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3.5K | 3 years ago | Seed | 1 | 10.0M | 1565 | 8 months ago | |
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Briisk | - | Briisk is a cloud-based digital insurance platform which disrupts the traditiona... | Briisk bridges the gap between existing legacy systems and digitised insurance p... | - |
South Africa
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- | South Africa (HQ) + 1 | 2016 | Financial Services, Fintech +3 | [email protected] |
1
Low
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40
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907 (54%) | 3 years ago | Grant | 1 | 900.0K | 4006 | 5 months ago | |
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Bettr.App | - | The Digital Banking App for Creators 🤑 Powered by Visa & Access Bank 🚀 Monetiz... |
🤑 The Digital Banking App for Creators 🚀 Powered by @visa & @accessbankplc 🔥... |
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South Africa
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- | South Africa (HQ) | 2015 | Finance, Financial Services +3 | [email protected] |
1
Low
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6
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47 | 2 years ago | Series Unknown | 1 | 1.0M | 1762 | 3 years ago | |
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The Cape Town Stock Excha... | - | The Cape Town Stock Exchange (CTSE) is South Africa's stock exchange for small-... | We’re aimed at growth companies looking to build up both the South African and b... | - |
South Africa
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- | South Africa (HQ) | 2017 | Financial Services | [email protected] |
1
Low
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16
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3.1K (-53%) | 2 years ago | Series Unknown | 1 | 85.0M | 3168 | 5 months ago | |
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EasyEquities | - | Diverse & Disruptive. Your local & global investment house. Any material display... | Buy shares on SA’s cheapest platform! Minimums and platform fees, we don’t got ‘... | - |
South Africa
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- | South Africa (HQ) | 2014 | Financial Services, Privacy and Security | [email protected] |
1
Low
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102
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506.1K (-1%) | 7 years ago | Private Equity | 1 | 100.0M | 26310 | 7 months ago | |
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Floatpays | - | Next Generation Financial Wellness | In 2019 Floatpays was founded with a clear vision: Make financial inclusion and... | - |
South Africa
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- | South Africa (HQ) | 2019 | Education, Finance +3 | [email protected] |
1
Low
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17
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450 (86%) | 1 year ago | Non Equity Assistance | 5 | 5.1M | 3222 | 6 months ago | |
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Sava Africa | - | Providing businesses with the tools and credit they need to grow. | Providing businesses with the tools and credit they need to grow. | - |
South Africa
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- | South Africa (HQ) + 1 | 2021 | Finance, Financial Services | - |
1
Low
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15
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352 | 2 years ago | Pre Seed | 1 | 2.0M | 2442 | 1 year ago | |
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Yoco | - | Africa’s pioneering fintech, empowering businesses with a connected ecosystem of... | Yoco is one of Africa's largest fintech companies. We enable small businesses to... | - |
South Africa
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- | South Africa (HQ) + 2 | 2015 | Financial Services, Fintech +2 | [email protected] |
1
Low
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523
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791.5K (47%) | 2 years ago | Series C | 7 | 176.0M | 44215 | 6 months ago | |
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Revio | - | Combining payment infrastructure, data, and automated workflows to power inclusi... | Revio is an Africa-focused payment orchestration platform that minimizes the com... | - |
South Africa
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- | South Africa (HQ) + 1 | 2020 | Financial Services, Fintech | [email protected] |
1
Low
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26
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265 | 1 year ago | Seed | 4 | 7.3M | 4950 | 11 months ago | |
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abela | - | Offering first time access to digital financial services. | abela.app is a QR enabled payments platform that allows anyone with a cellphone... | - |
South Africa
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- | South Africa (HQ) | 2020 | Finance, Financial Services +1 | [email protected] |
1
Low
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7
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320 (-79%) | 1 year ago | Grant | 3 | 594.0K | 596 | 5 loY on5 | |
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Vollar | - | Solving unemployment by rewarding volunteering. | Transforming communities through volunteering. | - |
South Africa
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- | South Africa (HQ) | 2018 | Blockchain, Financial Services +2 | - |
1
Low
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3
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375 | 2 years ago | Grant | 4 | 82.4K | 219 | 5 IGI T8X | |
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SMEasy | - | An easy to understand recordkeeping system for business owners, designed by an e... | SMEasy is an award-winning, easy-to-use online Business Management and Accountin... | - |
South Africa
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- | South Africa (HQ) | 2009 | Financial Services, SaaS | - |
1
Low
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8
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15.7K (-36%) | 8 years ago | Seed | 3 | 9.0M | 145 | 2 years ago | |
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Spoon Money | - | Proudly supporting female street vendors to boost their business using stokvel p... | Proudly supporting female street vendors to boost their business using stokvel p... | - |
South Africa
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- | South Africa (HQ) | 2017 | Financial Services | - |
1
Low
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5
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375 | 5 years ago | Grant | 3 | 210.2K | 260 | 9 months ago | |
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Sum1 Investments | - | Short term stokvel investments adding long term value. | Sum1 Investments provides short-term Stokvel investments and financial education... | - |
South Africa
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- | South Africa (HQ) + 1 | 2020 | Finance, Financial Services | [email protected] |
1
Low
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3
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574 | 1 year ago | Grant | 1 | 5.0K | 500 | 1 year ago | |
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Alexforbes | - | Alexforbes is a market-leading provider of integrated retirement, investment sol... | At Alexforbes we pioneer insights to provide you with advice that connects your... | - |
South Africa
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- | South Africa (HQ) | 1935 | Finance, Financial Services +1 | - |
1
Low
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4390
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3.8M (536%) | 3 years ago | Private Equity | 3 | 56.0M | 262765 | 5 months ago | |
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CompariSure | - | Custom, built-for-purpose service and sales chatbot solutions for financial serv... | We aim to connect consumers with premium product providers, while using our prop... | - |
South Africa
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- | South Africa (HQ) | 2017 | Finance, Financial Services +2 | [email protected] |
1
Low
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12
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697 | 3 years ago | Seed | 4 | 1.5M | 610 | 1 iXJ IKK | |
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Mandla Money | - | Power to the People’s Finances! | At Mandla Money, we are dedicated to advancing financial inclusion and boosting... | - |
South Africa
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- | South Africa (HQ) | 2019 | Financial Services | [email protected] |
1
Low
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4
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316 | 2 years ago | Grant | 1 | 50.0K | 119 | 1 year ago | |
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Retail Capital SA | - | Business Finance Designed For Focused Growth | Since 2011, we have provided businesses with innovative, flexible and convenient... | - |
South Africa
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- | South Africa (HQ) + 1 | 2011 | Financial Services, Lending and Investments +1 | [email protected] |
1
Low
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220
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21.9K (7%) | 6 years ago | Private Equity | 1 | 1.0M | 7951 | 5 months ago | |
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Mettle Corporate & Specia... | - | A DIFFERENT KIND OF INSIGHT | Mettle was established in 1995 as a specialist financial services company and ha... | - |
South Africa
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- | South Africa (HQ) | 1995 | Financial Services, Information Technology | - |
1
Low
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4
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1.3K (30%) | 5 years ago | Debt Financing | 2 | 17.5M | 196 | 6 months ago | |
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Meerkatᵀᴹ | - | Meerkat is looking out for you. | Meerkat helps South African consumers do more with their money. From debt manage... | - |
South Africa
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- | South Africa (HQ) | 2015 | Financial Services, Fintech +2 | [email protected] |
1
Low
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73
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31.3K (-44%) | 5 years ago | Grant | 2 | 80.0K | 7535 | 5 months ago | |
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Real People Home Finance | - | Real People Home Finance collaborates with reputable building retailers, providi... | We are partnering people on their journeys through life. We are a purpose-led or... | - |
South Africa
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- | South Africa (HQ) + 1 | 2001 | Financial Services, Banking | - |
1
Low
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527
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12.2K | 15 years ago | Series Unknown | 2 | 33.2M | 7037 | 7 hfJ NQX | |
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Nomanini | - | We imagine a future where informal retailers in Africa can thrive rather than on... | Nomanini is a fintech platform that provides informal retailers with the tools t... | - |
South Africa
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- | South Africa (HQ) + 2 | 2011 | Financial Services, Fintech +3 | - |
1
Low
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15
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1.1K (409%) | 4 years ago | Series Unknown | 7 | 7.5M | 5444 | 10 months ago |