Top Banking Startups in Nigeria (2025 Update)
Explore the best Banking companies in Nigeria. Discover high-growth startups and investment opportunities in our 2025 updated list.
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Explore Top Banking Startups in Nigeria featuring 49 Companies
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Union Bank of Nigeria | - | Your Simpler, Smarter Bank... |
Your Simpler, Smarter Bank... Try our USSD Code: *826# |
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Nigeria
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Lagos | Nigeria (HQ) | 1917 | Finance, Financial Services +1 | [email protected] |
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6732
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118.6K (-22%) | 4 years ago | Debt Financing | 4 | 990.0M | 89443 | 5 months ago | |
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Numero | - | Banking Infrastructure built for Businesses | Banking Infrastructure Built for Businesses | - |
Nigeria
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Lagos | Nigeria (HQ) | 2019 | Financial Services, Fintech +1 | [email protected] |
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Low
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4
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740 (14%) | 2 years ago | Non Equity Assistance | 2 | 307.0K | 202 | 1 year ago | |
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-logo.jpg "Lenco (YC W22)"){kind=logo}
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Lenco (YC W22) | - | We revolutionize digital payments by offering seamless, secure, and innovative s... | Lenco provides full-fledged current accounts and expense management tools for Af... | - |
Nigeria
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Lagos | Nigeria (HQ) + 2 | 2021 | Financial Services, Fintech +1 | [email protected] |
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Low
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48
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9.9K (36%) | 3 years ago | Seed | 4 | 2.1M | 4523 | 5 months ago | |
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Fundall | - | Fundall is providing young Africans with tools necessary for building wealth and... | Fundall is the single point of entry that enables the customer to have easy acce... | - |
Nigeria
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Lagos | Nigeria (HQ) | 2019 | Finance, Financial Services +4 | [email protected] |
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Low
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14
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96827 | - | Pre Seed | - | 150.0K | 2598 | 1 year ago | |
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Nomba | - | Nomba provides access to everyday tools that simplify transaction and drive busi... | Enabling cashless Africa: Nomba simplifies everyday payments and transactions to... | - |
Nigeria
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Lagos | Nigeria (HQ) | 2017 | Payments, Retail +1 | [email protected] |
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Low
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398
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15.4K (-1%) | 2 years ago | Series B | 3 | 35.0M | 24587 | 3 months ago | |
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Development Bank of Niger... | - | Our objective is to alleviate financing constraints faced by MSMEs and small Cor... | The Development Bank of Nigeria (DBN) was conceived by the Federal Government of... | - |
Nigeria
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- | Nigeria (HQ) + 1 | 2017 | Finance, Financial Services +1 | - |
1
Low
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81
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13.8K (62%) | 7 years ago | Series Unknown | 1 | 70.0M | 27074 | 5 months ago | |
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Brass | - | Open a free business account from anywhere. Best-in-class financial operations a... | Brass provides simple, yet powerful current account services, tools and support... | - |
Nigeria
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- | Nigeria (HQ) | 2020 | Fintech, Banking | - |
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Low
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81
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12.6K (4%) | 3 years ago | Seed | 2 | 1.7M | 5831 | 2 years ago | |
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First Bank of Nigeria Ltd... | - | 130 years woven into the fabric of society and therefore, we dare say, 130 years... |
First Bank of Nigeria Ltd – Keeping You First First Bank of Nigeria Limited (... |
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Nigeria
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- | Nigeria (HQ) | 1894 | Financial Services, Banking | [email protected] |
1
Low
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13827
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19603 | - | Debt Financing | - | 350.0M | 253719 | 4 months ago | |
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Hadada Financial | - | Unified Financial API across all Emerging Markets | The future of finance is personal. It's deeply integrated with banking services... | - |
Nigeria
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Lagos | Nigeria (HQ) | 2021 | API, Data Analytics +2 | [email protected] |
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Low
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3
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831 | 3 years ago | Pre Seed | 1 | Unknown | 21651 | 3 ziD Hu3 | |
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Steward | - | Automate your school's payment reconciliation and centralize finances in a singl... | We build financial tools for modern schools. With Steward, a school can automate... | - |
Nigeria
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Lagos | Nigeria (HQ) | 2022 | Financial Services, Fintech +2 | [email protected] |
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Low
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2
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65 | 2 years ago | Pre Seed | 1 | Unknown | 397 | 1 year ago | |
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Guaranty Trust | - | Same Orange More Range | We are Guaranty Trust. Founded in 1990, we own and operate one of Africa's best... | - |
Nigeria
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Lagos | Nigeria (HQ) + 9 | 1990 | Finance, Financial Services +2 | [email protected] |
1
Low
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9199
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1.6M | 17 years ago | Series Unknown | 1 | Unknown | 282415 | 7 months ago | |
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LEKOIL Limited | - | - | LEKOIL Nigeria Limited is an Africa focused oil and gas exploration and producti... | - |
Nigeria
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- | Nigeria (HQ) + 1 | 2010 | Energy, Oil and Gas +1 | [email protected] |
1
Low
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84
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76455 | - | Post Ipo Debt | - | 15.0M | 36553 | 5 months ago | |
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Bloc | - | Global business banking services and infrastructure for passionate founders and... | Businesses of all sizes — SMEs and startups — use Bloc to control how they earn... | - |
Nigeria
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Lagos | Nigeria (HQ) | 2009 | Financial Services, Fintech +1 | - |
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Low
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39
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94230 | - | Pre Seed | - | 500.0K | 4723 | 11 months ago | |
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FSDH Merchant Bank | - | Your Trusted Banking Partner | FSDH Merchant Bank is Nigeria's premier merchant banking group that offers a bro... | - |
Nigeria
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- | Nigeria (HQ) + 2 | 1993 | Financial Services, Banking +1 | [email protected] |
1
Low
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225
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2.3K | - | Debt Financing | - | 50.0M | 9276 | 5 months ago | |
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Zebra CropBank | - | Building Africa's Post Harvest Produce Banking Platform - For Farmers to STORE,... | Building Africa's Post Harvest Produce Banking Platform - For Farmers to STORE,... | - |
Nigeria
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- | Nigeria (HQ) | 2020 | Financial Services, Information Technology +1 | - |
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Low
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9
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151 (-56%) | 1 year ago | Series Unknown | 1 | Unknown | 345 | 5 months ago | |
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Fortis Microfinance Bank... | - | - | Fortis is a Microfinance Bank based in Abuja, Nigeria operating from 15 branches... | - |
Nigeria
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- | Nigeria (HQ) | 2007 | Financial Services, Banking | - |
1
Low
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196
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566 | 9 years ago | Private Equity | 1 | Unknown | 2639 | 8 months ago | |
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Optimus Bank | - | Creating a world of new opportunities for all. | Optimus Bank is registered under the laws of the Federal Republic of Nigeria and... | - |
Nigeria
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Lagos | Nigeria (HQ) | 2021 | Financial Services, Mobile +1 | [email protected] |
1
Low
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198
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12.8K (68%) | - | - | - | - | 13561 | 4 months ago | |
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Globus Bank | - | Truly digital commercial bank leveraging technology, people and service to deliv... | We are a digitally-driven Commercial bank focused on delivering endearing custom... | - |
Nigeria
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Lagos | Nigeria (HQ) | 2019 | Finance, Financial Services +1 | [email protected] |
1
Low
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572
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37.2K (34%) | - | - | - | - | 51665 | 5 months ago | |
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Sterling Bank | - | Africa's most Agile Company | Sterling Bank “Your one-customer bank” is a full service national commercial ban... | - |
Nigeria
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Lagos | Nigeria (HQ) | 1960 | Finance, Financial Services +2 | [email protected] |
1
Low
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6828
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160.7K (21%) | - | - | - | - | 140221 | 5 months ago | |
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-logo.jpg "Cooperative Mortgage Bank (CMB)"){kind=logo}
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Cooperative Mortgage Bank... | - | We are a Primary Mortgage Institute that provides mortgage services for quality... | We are a licensed Mortgage Institution, offering a comprehensive range of servic... | - |
Nigeria
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Ibadan | Nigeria (HQ) + 15 | 1994 | Finance, Financial Services +1 | [email protected] |
1
Low
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128
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2.8K (253%) | - | - | - | - | 766 | 2 years ago | |
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BENYSTA | - | To become the leading digital bank that offers the exceptional financial banking... | Benysta was incorporated as a Limited Liability Company on 28th July 2017 with C... | - |
Nigeria
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Makurdi | Nigeria (HQ) | 2017 | Finance, Financial Services +1 | - |
1
Low
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8
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824 | - | - | - | - | 118 | 1 year ago | |
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Geegpay by Raenest | - | The digital financial platform for the gig economy. Powered by Raenest. | With Geegpay by Raenest, African talents can create USD, GBP, and EUR accounts f... | - |
Nigeria
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Lagos | Nigeria (HQ) | 2022 | Finance, Financial Services +1 | - |
1
Low
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8
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237.5K (84%) | - | - | - | - | 5601 | 5 months ago | |
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WayaLinks | - | Bank - Transact - Chat - Call - socialize - scan & pay. Just phone number or a Q... | WAYA Group Business is a client-focused, results-driven Fintech. The group busin... | - |
Nigeria
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Lagos | Nigeria (HQ) | - | Financial Services, Fintech +3 | [email protected] |
1
Low
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22
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88031 | - | Seed | - | - | 8006 | 1 year ago | |
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Smartcash PSB | - | With everything money in one place, you can make day-to-day spending a breeze. | SmartCash is a leading and innovative Payment Service Bank with an overarching v... | - |
Nigeria
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- | Nigeria (HQ) | 2022 | Finance, Financial Services +2 | [email protected] |
1
Low
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112
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56.8K (-31%) | - | - | - | - | 4904 | 1 year ago | |
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Berachah Microfinace Bank... | - | We support your dreams at Berachah MFB | A tier 1 banking company | - |
Nigeria
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- | Nigeria (HQ) | 2007 | Financial Services, Lending and Investments +1 | [email protected] |
1
Low
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33
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877 | - | - | - | - | 53 | 8 lQs Xo6 | |
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OrangeOne | - | Simple financial solutions in a timely manner | Orange One basically provides debt finance to SME's, middle class individuals an... | - |
Nigeria
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- | Nigeria (HQ) | 2016 | Financial Services, Lending and Investments +1 | [email protected] |
1
Low
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19
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637 (-8%) | - | - | - | - | 61 | 9 tCo ZY1 | |
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Qruzpay | - | Seamless solution with our magic. -Pay Bills on the go!! -Convert airtime to cas... |
Welcome to Qruzpay! We’re dedicated to revolutionizing financial transactions in... |
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Nigeria
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- | Nigeria (HQ) | 2022 | Blockchain, Finance +4 | [email protected] |
1
Low
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2
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29749 | - | - | - | - | 32 | 5 months ago | |
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IneMoni | - | Bringing financial services to your doorsteps and ease financial activities for... | IneMoni is a digital financial service provider that offers a range of banking a... | - |
Nigeria
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- | Nigeria (HQ) | 2022 | Finance, Financial Services +3 | [email protected] |
1
Low
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3
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771 | - | - | - | - | 160 | 10 aLT Wqv | |
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MoneyTrust Microfinance b... | - | - | To be the Microfinance bank of repute, building our customers one at a time with... | - |
Nigeria
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Lagos | Nigeria (HQ) | 2017 | Finance, Financial Services +2 | [email protected] |
1
Low
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32
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1.2K | - | - | - | - | 1411 | 7 WHb aRH | |
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Qore | - | Cloud-Native Banking Solution Powering the Financial Digitization of Africa | Qore is Africa’s foremost Banking-as-a-Platform (BaaP) solution provider, delive... | - |
Nigeria
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- | Nigeria (HQ) | - | Financial Services, Banking | [email protected] |
1
Low
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134
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6.2K (-39%) | - | - | - | - | 3254 | 5 months ago | |
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Omoluabi Mortgage Bank Pl... | - | - | Omoluabi Mortgage Bank Plc is a Primary mortgage Institution that is regulated b... | - |
Nigeria
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- | Nigeria (HQ) | 1993 | Financial Services, Real Estate +1 | [email protected] |
1
Low
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17
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990 | - | - | - | - | 151 | 8 E37 lCD | |
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GTI Investment Group | - | - | Providing Innovative Services That Fit With Our Customers' Goals & Aspiration... | - |
Nigeria
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- | Nigeria (HQ) + 3 | 1998 | Finance, Financial Services +1 | [email protected] |
1
Low
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74
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6.0K (-24%) | - | - | - | - | 1555 | 9 months ago | |
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Greenwich Merchant Bank | - | Timeless investment. Timeless Value. | Greenwich Merchant Bank Limited, licensed by the Central Bank of Nigeria was for... | - |
Nigeria
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- | Nigeria (HQ) | 1992 | Finance, Financial Services +1 | [email protected] |
1
Low
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149
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32480 | - | - | - | - | 7541 | 5 months ago | |
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Capidot | - | Capidot is a digital banking platform that aims to bank unbanked people and orga... | Capidot is a digital banking platform that aims to bank unbanked people and orga... | - |
Nigeria
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- | Nigeria (HQ) | 2020 | Financial Services, Fintech +1 | [email protected] |
1
Low
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476
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12723 | - | - | - | - | 940001 | 3 ls3 EG5 | |
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Heirs Holdings | - | #HeirsHoldings is a family owned investment company committed to improving lives... | Heirs Holdings is a family-owned investment company committed to improving lives... | - |
Nigeria
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Lagos | Nigeria (HQ) | 2010 | Energy, Financial Services +6 | [email protected] |
1
Low
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151
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9.0K | - | - | - | - | 124600 | 5 months ago | |
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Mainstreet Microfinance B... | - | ............11 years of adding value to lives and businesses. | Mainstreet Microfinance Bank is a private limited liability company incorporated... | - |
Nigeria
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- | Nigeria (HQ) | 2008 | Finance, Financial Services +1 | [email protected] |
1
Low
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57
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77542 | - | - | - | - | 551 | 5 months ago | |
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TAJBank Ltd. | - | TAJBank is Nigeria's most innovative Non-Interest Bank. Our Only Interest is You... | TAJ is Nigeria's 2nd Non Interest Bank. Our only interest is you. | - |
Nigeria
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- | Nigeria (HQ) | 2019 | Finance, Financial Services +1 | - |
1
Low
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757
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17125 | - | - | - | - | 19589 | 4 months ago | |
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SPECTRUM MICROFINANCE BAN... | - | All about you.... | Spectrum Microfinance Bank is a customer-centric retail financial institution dr... | - |
Nigeria
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Ikeja | Nigeria (HQ) | 2019 | Finance, Banking | [email protected] |
1
Low
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93
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91645 | - | - | - | - | 1069 | 8 months ago | |
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Heritage Bank Plc | - | Your Timeless Wealth Partner |
Heritage Bank is licensed by the Central Bank of Nigeria. On August 26, 2015 a... |
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Nigeria
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- | Nigeria (HQ) | 2013 | Financial Services, Banking | [email protected] |
1
Low
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1554
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723 | - | - | - | - | 29403 | 3 years ago | |
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Purscliq | - | Split Payment | Bill Payment | Event Ticket | Giftcard Providing top-notch fina... | Purscliq is a digital banking platform that allows users pay bills, transfer fun... | - |
Nigeria
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Lagos | Nigeria (HQ) | 2022 | Financial Services, Banking | [email protected] |
1
Low
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2
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91267 | - | - | - | - | 51887 | 10 qEd Qhz |